LA DMV Insurance Requirements 1 — Questions and Answers
Question 1: What is the minimum bodily injury liability insurance required per person in Louisiana?
- $10,000
- $15,000 (Correct answer)
- $25,000
- $50,000
Correct answer: $15,000
Louisiana requires a minimum of $15,000 per person in bodily injury liability insurance coverage.
Question 2: What is the minimum bodily injury liability coverage per accident required in Louisiana?
- $15,000
- $25,000
- $30,000 (Correct answer)
- $50,000
Correct answer: $30,000
Louisiana requires a minimum of $30,000 per accident in bodily injury liability coverage.
Question 3: What is the minimum property damage liability insurance required in Louisiana?
- $5,000
- $10,000
- $25,000 (Correct answer)
- $50,000
Correct answer: $25,000
Louisiana requires at least $25,000 in property damage liability insurance coverage.
Question 4: What does Louisiana's Compulsory Motor Vehicle Liability Security Law require?
- All drivers must carry full coverage insurance
- All registered vehicles must carry at least minimum liability insurance (Correct answer)
- Only commercial vehicles need insurance
- Insurance is optional if the driver can prove financial responsibility
Correct answer: All registered vehicles must carry at least minimum liability insurance
Louisiana's Compulsory Motor Vehicle Liability Security Law requires all registered vehicles to carry at least the state minimum liability insurance.
Question 5: What is 'uninsured motorist coverage' in Louisiana?
- Coverage for drivers who choose not to have insurance
- Coverage that protects you if you are hit by a driver with no or insufficient insurance (Correct answer)
- Coverage that covers your own vehicle in all accidents
- Coverage required only for commercial vehicles
Correct answer: Coverage that protects you if you are hit by a driver with no or insufficient insurance
Uninsured motorist coverage protects Louisiana drivers who are involved in accidents caused by drivers who have no insurance or inadequate coverage.
Question 6: What document must a Louisiana driver carry in their vehicle as proof of insurance?
- The full insurance policy document
- An insurance identification card issued by the insurer (Correct answer)
- A letter from the DMV confirming coverage
- A bank statement showing premium payments
Correct answer: An insurance identification card issued by the insurer
Louisiana drivers must carry an insurance identification card in their vehicle as proof of liability insurance coverage.
LA DMV Insurance Requirements 1
What is the minimum bodily injury liability insurance required per person in Louisiana?