KS DMV Insurance Requirements Flashcards

In Kansas, what is the SR-22 form used for?

Answer: A certificate of financial responsibility filed by your insurer to prove you carry required coverage

SR-22 is a certificate your insurance company files with the Kansas DMV to verify you maintain the required liability coverage, typically required after serious violations.

How long is an SR-22 filing typically required in Kansas after a DUI conviction?

Answer: 3 years

Kansas generally requires an SR-22 filing to be maintained for 3 years following a DUI conviction or other serious driving violation.

In Kansas, does auto liability insurance follow the car or the driver?

Answer: It follows the car — the vehicle's policy is primary regardless of who is driving

In Kansas, auto liability insurance generally follows the vehicle, meaning the car's insurance policy is primary even if someone other than the owner is driving.

What coverage pays for damage to your own vehicle after a collision in Kansas?

Answer: Collision coverage

Collision coverage pays for damage to your own vehicle resulting from a collision with another vehicle or object, regardless of fault.

What does comprehensive auto insurance cover in Kansas?

Answer: Non-collision damage such as theft, weather, fire, and vandalism

Comprehensive coverage pays for vehicle damage from non-collision events, including theft, hail, flood, fire, falling objects, and vandalism.

In Kansas, if you sell your vehicle, when must you notify the DMV?

Answer: Within 10 days of the sale

Kansas law requires vehicle sellers to notify the DMV within 10 days of completing a sale to avoid liability for the new owner's actions.