IL DMV Insurance and Financial Responsibility Flashcards

What is the minimum bodily injury liability coverage required per person in Illinois?

Answer: $25,000

Illinois law requires minimum bodily injury liability of $25,000 per person injured in an accident, part of the 25/50/20 minimum coverage.

What is the minimum property damage liability insurance required in Illinois?

Answer: $20,000

Illinois requires a minimum of $20,000 in property damage liability coverage, the last number in the 25/50/20 formula.

What is the minimum bodily injury liability coverage required per accident in Illinois?

Answer: $50,000

Illinois minimum coverage requires $50,000 per accident for bodily injury liability, covering all injured parties in one crash.

What document must Illinois drivers carry in their vehicle to prove financial responsibility?

Answer: Proof of insurance card

Illinois law requires drivers to carry a valid proof of insurance card in their vehicle at all times and present it upon request.

What is an SR-22 form in Illinois?

Answer: A certificate of financial responsibility filed by your insurer

An SR-22 is a certificate of financial responsibility that your insurance company files with the state to prove you carry the required minimum coverage.

For how long must Illinois drivers typically maintain an SR-22 filing after a serious violation?

Answer: 3 years

Illinois typically requires SR-22 filing to be maintained for 3 years following a serious traffic violation or license suspension.

Illinois law requires uninsured motorist bodily injury coverage at what minimum level?

Answer: $25,000/$50,000

Illinois requires uninsured motorist bodily injury coverage at $25,000 per person and $50,000 per accident, matching the minimum liability limits.