IL DMV IL DMV Insurance and Financial Responsibility 2

Question 1

What happens to your vehicle registration in Illinois if you allow your auto insurance to lapse?

Accepted Answer

Your registration may be suspended

Answer

Nothing, registration remains valid

Answer

You receive only a warning letter

Answer

Your registration is immediately cancelled

Question 2

Which of the following is NOT covered under Illinois minimum liability insurance?

Accepted Answer

Your own medical expenses

Answer

Bodily injury to others

Answer

Property damage to others

Answer

Uninsured motorist protection

Question 3

If you are injured in an accident caused by an uninsured driver in Illinois, which coverage protects you?

Accepted Answer

Uninsured motorist coverage

Answer

Collision coverage

Answer

Comprehensive coverage

Answer

Medical payments coverage

Question 4

What three documents must you present to a police officer in Illinois during a traffic stop?

Accepted Answer

Driver's license, registration, and proof of insurance

Answer

Driver's license only

Answer

Vehicle registration only

Answer

Vehicle title and registration

Question 5

In Illinois, who is legally responsible for maintaining insurance on a registered vehicle?

Accepted Answer

The registered owner of the vehicle

Answer

The primary driver of the vehicle

Answer

The person who purchased the vehicle

Answer

The oldest licensed driver in the household

Question 6

What does 'collision coverage' pay for in auto insurance?

Accepted Answer

Damage to your vehicle from a crash with another vehicle or object

Answer

Damage caused by weather or theft

Answer

Injuries to other drivers in an accident

Answer

Coverage required by Illinois minimum law

Question 7

What does 'comprehensive coverage' protect against in auto insurance?

Accepted Answer

Non-collision damage such as theft, weather, or vandalism

Answer

All types of accidents including collisions

Answer

Coverage required by Illinois minimum law

Answer

Medical expenses after any accident