IBPS Data Interpretation 5

Question 1

A table shows 4 banks' capital adequacy ratios (CAR %): Axis=16.2, ICICI=18.4, SBI=14.7, PNB=15.9. What is the difference between the highest CAR and the average CAR?

Accepted Answer

2.10%

Answer

Average = (16.2+18.4+14.7+15.9)/4 = 65.2/4 = 16.3%; Highest = 18.4%; Difference = 18.4−16.3 = 2.1%.

Question 2

A bank's balance sheet shows: Total Assets=₹8000 crore, Loans=₹5000 crore, Investments=₹2000 crore, Other Assets=₹1000 crore. What percentage of assets are invested in loans?

Accepted Answer

62.5%

Answer

Loans as % = (5000/8000)×100 = 62.5%.

Question 3

A line chart shows interest rates offered by a bank: Jan=6.5%, Feb=6.8%, Mar=7.2%, Apr=7.0%, May=6.9%. What was the percentage point decrease from March to May?

Accepted Answer

0.3 pp

Answer

March rate = 7.2%; May rate = 6.9%; Decrease = 7.2−6.9 = 0.3 percentage points.

Question 4

A clustered bar chart shows NPAs for PSU and Private banks over 3 years (₹ thousand crore): PSU: 6, 7, 8; Private: 1, 1.5, 2. By how much did the PSU-to-Private NPA ratio change from Year 1 to Year 3?

Accepted Answer

Decreased by 2

Answer

Year 1 ratio = 6/1 = 6; Year 3 ratio = 8/2 = 4; The ratio decreased by 2.

Question 5

ATM transaction data for 5 cities (thousands): Mumbai=850, Delhi=920, Chennai=480, Kolkata=560, Hyderabad=390. What is the combined share (%) of the top 2 cities?

Accepted Answer

55.3%

Answer

Total = 850+920+480+560+390 = 3200; Top 2 (Delhi+Mumbai) = 920+850 = 1770; Share = (1770/3200)×100 ≈ 55.3%.

IBPS - Institute of Banking Personnel Selection Practice Test

IBPS - Institute of Banking Personnel Selection Practice Test

IBPS Data Interpretation 5