IBPS Data Interpretation 4

Question 1

A table shows branch-wise NPAs: A=₹45L, B=₹30L, C=₹60L, D=₹25L, E=₹40L. If each branch's NPA reduces by 20%, what will be the total NPA?

Accepted Answer

₹160 lakh

Answer

Total original NPA = 45+30+60+25+40 = 200L; After 20% reduction = 200×0.80 = ₹160 lakh.

Question 2

A scatter plot shows assets (₹'000 crore) vs ROA (%): (10,1.8), (20,1.5), (30,1.2), (40,0.9). If assets are ₹50,000 crore, what ROA does the linear trend suggest?

Accepted Answer

0.6%

Answer

ROA decreases by 0.3% for every 10-unit rise in assets; at 50 the trend gives 1.8−(4×0.3) = 0.6%.

Question 3

A bank's loan book: Secured=70%, Unsecured=30% of ₹6000 crore. If secured loans grow by 10% and unsecured by 5%, what is the new total loan book?

Accepted Answer

₹6510 crore

Answer

Secured=4200×1.10=4620; Unsecured=1800×1.05=1890; Total=4620+1890=₹6510 crore.

Question 4

A histogram shows daily transaction volumes (thousands): 0-50=15 days, 50-100=8 days, 100-150=5 days, 150-200=2 days. What fraction of days had transaction volume below 100 thousand?

Accepted Answer

23/30

Answer

Days below 100K = 15+8 = 23; Total days = 15+8+5+2 = 30; Fraction = 23/30.

Question 5

A table shows bank employee data: Officers=1200, Clerks=2400, Sub-staff=600. If the ratio of Officers to Clerks must be maintained and 300 more Clerks are hired, how many more Officers must be hired?

Accepted Answer

150

Answer

Original ratio Officers:Clerks = 1200:2400 = 1:2; For 300 more Clerks, Officers needed = 300/2 = 150.

IBPS - Institute of Banking Personnel Selection Practice Test

IBPS - Institute of Banking Personnel Selection Practice Test

IBPS Data Interpretation 4