HSA Study Guide 2026

Everything you need to pass the HSA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

📋 HSA Exam Format at a Glance

40
Questions
60 min
Time Limit
70.00%
Passing Score

📚 HSA Topics to Study (14)

✍️ Sample HSA Questions & Answers

1. Can an individual contribute to an HSA after enrolling in Medicare?
No, HSA contributions must stop upon Medicare enrollment.

Once an individual enrolls in Medicare, they are no longer eligible to contribute to an HSA, though they can still use existing funds for medical expenses.

2. Preventive care services that may be covered before the deductible under a qualifying HDHP include which of the following?
Annual physical exams and routine immunizations

The IRS permits qualifying HDHPs to cover preventive care, such as annual physicals and routine immunizations, before the deductible without losing HDHP status.

3. A limited-purpose Flexible Spending Account (LPFSA) that covers only dental and vision expenses is considered:
Compatible with HSA eligibility

A limited-purpose FSA restricted to dental and vision expenses is compatible with HSA eligibility because it does not cover general medical expenses.

4. What quality improvement method applies to documentation standards?
Continuous quality improvement using data-driven Plan-Do-Study-Act cycles

Continuous quality improvement using PDSA cycles and data-driven analysis ensures ongoing enhancement of care delivery.

5. How should patient consent be obtained for documentation standards procedures?
Informed consent including risks, benefits, alternatives, and right to refuse

Informed consent requires a thorough discussion of risks, benefits, alternatives, and the patient's right to refuse treatment.

6. How should errors be handled in interdisciplinary care?
Report errors through proper channels, take corrective action, and communicate with affected patients

A culture of safety requires honest error reporting, corrective action, and transparent communication with affected patients.

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Your HSA Study Path
1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation