BMS - Bachelor of Mortuary Science Practice Test

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How to Become a Funeral Director: Requirements, Licensing, Apprenticeship, and Salary by State

Becoming a funeral director is a structured process that combines formal education, national and state examinations, and hands-on apprenticeship. This guide walks you through every step โ€” from choosing a mortuary science program to earning your license and building your career โ€” with state-specific details on requirements, timelines, and salary expectations.

The path to becoming a funeral director follows a clear sequence: earn a degree from an accredited mortuary science program, pass the National Board Examination, complete a state-mandated apprenticeship, and obtain your state license. While the overall structure is consistent across the country, the specific requirements โ€” apprenticeship duration, state exams, and continuing education โ€” vary significantly from state to state. Understanding these requirements early helps you plan efficiently and avoid delays in starting your career.

Candidates targeting this certification can strengthen their exam readiness with our Associate of Arts degree guide 2026, which covers all key content areas and question formats from the official exam blueprint.

Step-by-Step Path to Becoming a Funeral Director

If you are wondering how to become a funeral director, the process follows five distinct phases. Each phase has specific requirements that must be completed before moving to the next.

Step 1: Meet the Basic Prerequisites

Before applying to a mortuary science program, you must:

Step 2: Complete an ABFSE-Accredited Mortuary Science Program

You must graduate from a program accredited by the American Board of Funeral Service Education. This is non-negotiable โ€” unaccredited programs do not qualify you for the National Board Exam or state licensure. Choose between:

During your program, you will complete coursework in embalming, anatomy, chemistry, funeral service law, business management, and grief counseling. You will also perform supervised embalmings in the program's clinical lab โ€” expect to complete 20-50+ cases before graduation.

Step 3: Pass the National Board Examination (NBE)

After graduating (or during your final semester, depending on your program's policy), you take the NBE administered by the International Conference of Funeral Service Examining Boards. The exam has two sections:

You must score 475 or higher on each section (out of 800) to pass. Both sections must be passed to qualify for licensure in most states. Prepare for the Sciences section โ€” the most challenging part for many graduates โ€” with our Embalming and Mortuary Chemistry practice quiz.

Step 4: Complete Your Apprenticeship

Most states require a supervised apprenticeship under a licensed funeral director. Duration ranges from 1 to 3 years depending on the state. Some states allow apprenticeship to begin during school (concurrent), while others require it to be completed entirely after graduation (post-graduation). During your apprenticeship, you will assist with all aspects of funeral service under supervision โ€” from first calls and removals to arrangement conferences, embalming, and directing services.

Step 5: Obtain Your State License

After completing education, the NBE, and your apprenticeship, you apply for licensure through your state board. Some states require an additional state-specific exam covering local funeral service laws and regulations. Once licensed, you must maintain your license through continuing education โ€” typically 10-20 hours per renewal period (1-2 years depending on the state).

State Licensing Requirements

Understanding how to become a funeral director in your specific state is critical because requirements vary significantly across jurisdictions. Below is a comprehensive overview of licensing requirements for selected states representing different regions and regulatory approaches.

States with Separate Funeral Director and Embalmer Licenses

Many states offer separate licenses for funeral directing and embalming, allowing you to hold one or both:

StateApprenticeshipState ExamContinuing EducationNotes
New York1 year (resident trainee)Yes โ€” state practical exam24 hours every 3 yearsMust complete residency training in a NY funeral home
California2 years (apprentice embalmer)Yes โ€” state law exam12 hours every 2 yearsSeparate FD and embalmer licenses; FD requires 2 years of college
Texas1 yearYes โ€” state jurisprudence exam16 hours every 2 yearsDual license available for both FD and embalming
Florida1 yearYes โ€” state exam30 hours every 2 yearsConcurrent internship during school is permitted
Illinois1 yearYes โ€” state exam24 hours every 2 yearsIntern license required during apprenticeship
Ohio1 yearYes โ€” state law exam15 hours annuallyFD and embalmer licenses are separate
Pennsylvania1 yearYes โ€” state board exam6 hours annuallySupervised residency at a licensed funeral home
New Jersey1 yearYes12 hours bienniallyMust complete 25 embalmings during apprenticeship

States with Combined Licenses

Some states issue a single combined funeral director/embalmer license:

StateApprenticeshipState ExamContinuing EducationNotes
Michigan1 yearYes โ€” state law exam15 hours annuallyCombined mortuary science license
Georgia2 yearsYes โ€” state exam12 hours annuallyOne of the longer apprenticeship requirements
Virginia1 yearYes โ€” state jurisprudence exam10 hours annuallyConcurrent apprenticeship during school allowed
Massachusetts1 yearYes โ€” state practical and writtenVariesType 3 license covers both funeral directing and embalming

Special Cases

Knowledge of government regulatory structure helps you navigate the complex licensing landscape. Practice with our BMS Embalming quiz to strengthen the technical knowledge that both the NBE and state exams test extensively.

BMS Study Tips

๐Ÿ’ก What's the best study strategy for BMS?
Focus on weak areas first. Use practice tests to identify gaps, then study those topics intensively.
๐Ÿ“… How far in advance should I start studying?
Most successful candidates begin 4-8 weeks before the exam. Create a structured study schedule.
๐Ÿ”„ Should I retake practice tests?
Yes! Take each practice test 2-3 times. Focus on understanding why answers are correct, not memorizing.
โœ… What should I do on exam day?
Arrive 30 min early, bring required ID, read questions carefully, flag difficult ones, and review before submitting.
Confirm your exam appointment and location
Bring required identification documents
Arrive 30 minutes early to check in
Read each question carefully before answering
Flag difficult questions and return to them later
Manage your time โ€” don't spend too long on one question
Review flagged questions before submitting

Apprenticeship: What to Expect

The apprenticeship is where your classroom education meets real-world funeral service. For many aspiring funeral directors, the apprenticeship is the most formative period of their training โ€” and the most challenging. Here is what to expect as you learn how to become a funeral director through supervised practice.

Finding an Apprenticeship Position

Begin your search 3-6 months before you need to start. Resources include:

Types of Funeral Homes

Where you apprentice shapes your experience significantly:

What You Will Do as an Apprentice

Apprenticeship activities typically include:

Compensation During Apprenticeship

Apprentice pay varies widely by region and employer. Expect $28,000-$38,000 annually for full-time apprenticeship positions. Some positions include housing or a housing allowance, particularly in rural areas where funeral homes may have attached living quarters for on-call staff. Benefits (health insurance, retirement) are more commonly offered by corporate funeral homes than small independents.

The Emotional Reality

The apprenticeship period is when most new funeral professionals experience the emotional challenges of the work for the first time in a sustained way. Working with grieving families daily, handling infant and child deaths, and managing the physical demands of body preparation can take a toll. Successful apprentices develop healthy coping mechanisms โ€” boundary setting between work and personal life, peer support networks, and in some cases professional counseling. This is normal and not a sign of weakness. Funeral service is emotionally demanding work, and acknowledging that reality is part of becoming a competent professional.

Funeral Director Salary and Job Outlook

Understanding the financial and employment landscape is an important part of learning how to become a funeral director. The profession offers stable employment with predictable demand, though compensation varies significantly by location, experience, and employer type.

National Salary Overview

According to the Bureau of Labor Statistics (2026 data), funeral directors and morticians earn:

Salary by State

Geographic location has a major impact on funeral director compensation. The highest-paying states reflect both cost of living and market demand:

StateMean Annual SalaryNotes
Connecticut$82,500High cost of living, strong union presence
Massachusetts$79,300Dense population, high service volume
New Jersey$77,800High demand, competitive market
New Hampshire$76,200Aging population drives demand
New York$73,900High volume in metro areas, rural variability
California$70,400Large market, significant regional variation
Illinois$63,100Chicago metro drives higher wages
Texas$56,800Large market, lower cost of living
Florida$54,200High retirement population, growing demand
Ohio$51,500Steady demand, moderate cost of living

Salary by Employer Type

Job Outlook

The Bureau of Labor Statistics projects 4-6% growth in funeral service employment over the next decade โ€” roughly in line with the national average for all occupations. Key factors driving demand:

Strengthen your readiness for the profession by practicing with our Embalming and Mortuary Chemistry and BMS Embalming practice quizzes โ€” the technical knowledge they cover is foundational to every funeral director's daily work.

How to Pros and Cons

Pros

  • BMS salary data provides benchmarks that help professionals negotiate compensation and evaluate job offers objectively
  • Understanding salary ranges by experience level helps professionals plan career progression and timing of role changes
  • Geographic salary variation data helps candidates evaluate relocation decisions with accurate financial context
  • Specialty or certification premiums within the field provide clear ROI data for professional development investments
  • Published salary data creates transparency that reduces information asymmetry in compensation negotiations

Cons

  • Published salary averages may not reflect local market conditions โ€” cost of living differences make national averages misleading in high-cost cities
  • Salary surveys may be based on self-reported data from non-representative samples, potentially skewing results
  • Entry-level salary data is often less accurate than mid-career data, as entry-level roles vary widely in scope and title
  • Benefits, bonuses, and total compensation can vary as much as base salary, making base salary comparisons incomplete
  • Salary data ages quickly in high-demand fields โ€” reports more than 1โ€“2 years old may significantly understate current market rates

Funeral Director Questions and Answers

How long does it take to become a funeral director?

The complete path typically takes 3-5 years from the start of your mortuary science education to full licensure. An associate degree takes 2 years, followed by 1-3 years of apprenticeship depending on your state. If your state allows concurrent apprenticeship (starting during school), you can shorten the timeline. A bachelor degree adds 2 additional years of education. After completing education and apprenticeship, the NBE and state licensing process typically takes 1-3 months. In total, expect 3 years at minimum (associate degree + 1 year apprenticeship in a concurrent state) to 6+ years (bachelor degree + 3 year apprenticeship in a post-graduation state).

How much do funeral directors make?

The median annual salary for funeral directors is $57,620 according to the Bureau of Labor Statistics. Entry-level licensed directors typically earn $42,000-$55,000, while experienced directors earn $55,000-$80,000. Funeral home managers and owners can earn $75,000-$150,000 or more. Salary varies significantly by location โ€” funeral directors in Connecticut, Massachusetts, and New Jersey earn the highest salaries (averaging $77,000-$82,000), while those in southern and midwestern states tend to earn less. Corporate funeral home employees typically receive better benefits packages, while independent funeral home positions may offer slightly lower pay but broader experience.

What degree do you need to be a funeral director?

You need a degree in mortuary science or funeral service from a program accredited by the American Board of Funeral Service Education (ABFSE). Either an associate degree (2 years) or a bachelor degree (4 years) qualifies you to sit for the National Board Examination and pursue state licensure. The associate degree is the minimum requirement in most states and the fastest path to entering the profession. A bachelor degree provides a broader educational foundation and may offer advantages for career advancement into management or ownership. Approximately 60 ABFSE-accredited programs exist across the United States at community colleges, universities, and specialized funeral service education institutions.

Is it hard to become a funeral director?

The academic and technical requirements are manageable for most motivated students โ€” mortuary science programs have reasonable acceptance rates and the curriculum, while science-heavy, does not require advanced mathematics or engineering-level coursework. The National Board Exam requires dedicated study but has reasonable pass rates for well-prepared graduates. The hardest parts are typically the emotional challenges rather than the academic ones: working with human remains in embalming lab, supporting grieving families during your apprenticeship, and managing the irregular hours that funeral service demands (on-call nights, weekend services). Students who succeed in funeral service tend to be emotionally resilient, comfortable with uncertainty, and genuinely motivated by the desire to serve others during difficult times.

Can you be a funeral director without doing embalming?

Yes, in states that offer separate funeral director and embalmer licenses. In these states, you can obtain a funeral director-only license that allows you to meet with families, plan funeral services, direct ceremonies, and manage funeral home operations without performing embalming. However, most mortuary science programs still require you to complete embalming coursework and clinical labs as part of the degree, even if you do not intend to practice as an embalmer. Some states require a combined license that covers both funeral directing and embalming. With the cremation rate exceeding 60% nationally, many funeral directors today perform less embalming than in previous decades, but understanding the process remains important for advising families on their options.

What is the job outlook for funeral directors?

The job outlook is stable and positive. The Bureau of Labor Statistics projects 4-6% employment growth over the next decade, driven by the aging baby boomer population increasing the annual number of deaths through the 2040s. Additionally, a wave of retirements among currently licensed funeral directors is creating replacement demand for new professionals. While the rise in cremation rates is changing the nature of funeral service, it has not reduced the need for funeral directors โ€” families still seek professional guidance for cremation-based memorial services, and the complexity of death care regulations continues to require licensed professionals. Rural and small-town funeral homes face the greatest staffing challenges, creating strong opportunities for graduates willing to practice outside major metropolitan areas.

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