GA DMV Insurance and Financial Responsibility

Question 1

What is the minimum liability insurance coverage required for Georgia drivers?

Accepted Answer

$25,000/$50,000/$25,000

Answer

Georgia requires minimum liability coverage of $25,000 per person/$50,000 per accident for bodily injury and $25,000 for property damage.

Question 2

In Georgia, what document proves you have the required auto insurance?

Accepted Answer

Insurance ID card or electronic proof on a mobile device

Answer

Georgia accepts both physical insurance ID cards and electronic proof displayed on a mobile device as valid proof of insurance.

Question 3

What happens to your Georgia vehicle registration if you cancel your auto insurance?

Accepted Answer

Your registration will be suspended until insurance is reinstated

Answer

Georgia's electronic insurance verification system can detect lapses, and your registration may be suspended if coverage is cancelled.

Question 4

Georgia's 'no-fault' insurance system means:

Accepted Answer

Georgia does NOT have no-fault insurance — it is an at-fault state

Answer

Georgia is an 'at-fault' (tort) state, meaning the driver responsible for the accident is liable for damages and injuries.

Question 5

What is the fine for a first offense of driving without insurance in Georgia?

Accepted Answer

$200

Answer

A first offense for driving uninsured in Georgia results in a fine of $200 and possible suspension of your registration.

GA DMV - Georgia Department of Motor Vehicle Practice Test