Singapore Final Theory Test — Questions and Answers

Question 1: What is 'mark-to-market' in futures trading?

Matching a futures price to the spot price of the underlying asset
The daily settlement of gains and losses based on the closing futures price, credited or debited to the margin account (Correct answer)
Setting a target price for a futures position
The process of valuing a portfolio at its historical book value

Correct answer: The daily settlement of gains and losses based on the closing futures price, credited or debited to the margin account

Mark-to-market is the daily settlement process in futures trading where gains and losses are calculated based on that day's closing price and credited or debited to the trader's margin account. This ensures financial obligations are settled regularly.

Question 2: What precautions should Singapore drivers take when driving at night?

Only use fog lights at all times
Drive at the same speed as daytime
Use appropriate headlights, reduce speed, increase following distance, and be extra alert for pedestrians and cyclists (Correct answer)
Wear sunglasses to reduce glare

Correct answer: Use appropriate headlights, reduce speed, increase following distance, and be extra alert for pedestrians and cyclists

Night driving reduces visibility significantly. Use dipped headlights (switch to high beam on unlit roads), reduce speed, increase following distance, and watch for pedestrians who may be less visible.

Question 3: What should a driver do before starting a journey in Singapore?

Only check the fuel gauge
Nothing — just start driving
Only adjust the mirrors
Conduct a basic vehicle check including tyres, lights, mirrors, seatbelts, and fuel level (Correct answer)

Correct answer: Conduct a basic vehicle check including tyres, lights, mirrors, seatbelts, and fuel level

A pre-journey check should cover tyre condition and pressure, all lights (headlights, brake lights, indicators), mirror adjustment, seatbelt function, fuel level, and overall vehicle condition.

Question 4: What is the 'continuous disclosure' obligation for SGX-listed companies?

The obligation to disclose all board decisions within 24 hours
The obligation to publish quarterly financial results
The obligation to immediately disclose any material information that would be likely to materially affect the price or value of its securities (Correct answer)
The obligation to provide daily trading volume updates to SGX

Correct answer: The obligation to immediately disclose any material information that would be likely to materially affect the price or value of its securities

The continuous disclosure obligation requires SGX-listed companies to immediately announce to SGX any material information that would, or would likely, have a material effect on the price or value of their securities, ensuring all investors have equal and timely access to price-sensitive information.

Question 5: What should drivers be aware of regarding Power-Assisted Bicycles (PABs) in Singapore?

PABs are legal on roads and cycling paths; they may travel faster than regular bicycles, so drivers should give extra space and time when overtaking (Correct answer)
PABs are not allowed in Singapore
PABs can only use expressways
PABs are treated as motorcycles

Correct answer: PABs are legal on roads and cycling paths; they may travel faster than regular bicycles, so drivers should give extra space and time when overtaking

Power-Assisted Bicycles are legal on roads and cycling paths in Singapore. They can reach higher speeds than regular bicycles, so drivers should allow more space and time when overtaking.

Question 6: What is the 'switching' rule for financial advisers in Singapore?

Advisers must switch product providers annually to ensure competitive pricing
Advisers must recommend switching client portfolios every quarter to optimise returns
Advisers must disclose all costs and consequences of switching between investment products and demonstrate the switch is in the client's best interest (Correct answer)
Clients may switch advisers without penalty within a cooling-off period

Correct answer: Advisers must disclose all costs and consequences of switching between investment products and demonstrate the switch is in the client's best interest

The switching rule requires financial advisers to clearly disclose to clients all costs and implications of switching from one product to another (such as surrender charges and new front-end fees) and to demonstrate that the switch is in the client's interest, not just the adviser's.

Question 7: Under the SFA, what is a 'closed-end fund'?

A fund that does not accept new investors after its initial launch
A fund that invests only in illiquid private equity assets
A fund that is closed to retail investors
A collective investment scheme with a fixed number of units that are listed and traded on an exchange, as distinct from open-ended unit trusts which are redeemable directly with the fund (Correct answer)

Correct answer: A collective investment scheme with a fixed number of units that are listed and traded on an exchange, as distinct from open-ended unit trusts which are redeemable directly with the fund

A closed-end fund has a fixed number of units issued at launch that trade on a stock exchange like ordinary shares. Unlike open-ended unit trusts, investors cannot redeem units directly with the fund manager — they must sell their units on the exchange. The market price may differ from the net asset value.

Question 8: What is a 'recognised scheme' under the SFA?

A collective investment scheme constituted overseas but recognised by MAS to be offered to retail investors in Singapore (Correct answer)
A locally constituted scheme approved by SGX
A government-recognised pension scheme
A scheme recognised only by institutional investors

Correct answer: A collective investment scheme constituted overseas but recognised by MAS to be offered to retail investors in Singapore

A recognised scheme is constituted overseas (in a jurisdiction with comparable regulatory standards) and recognised by MAS, allowing it to be marketed to retail investors in Singapore subject to the regulatory framework of its home jurisdiction.

Question 9: When can a vehicle be moved after an accident on a Singapore road?

Never — wait for police
Minor accidents with no injuries: move vehicles to the road shoulder to avoid blocking traffic; serious accidents: do not move until police arrive (Correct answer)
Only after photographs are taken
Immediately in all cases

Correct answer: Minor accidents with no injuries: move vehicles to the road shoulder to avoid blocking traffic; serious accidents: do not move until police arrive

For minor damage-only accidents, vehicles should be moved to avoid causing traffic congestion. For serious accidents involving injuries, vehicles should not be moved until police arrive and document the scene.

Question 10: Under the SFA, what is a 'real estate investment trust (REIT)'?

A government fund managing public housing assets
A bank's mortgage lending portfolio
A collective investment scheme that primarily invests in income-generating real estate assets, listed on SGX, distributing at least 90% of taxable income to unitholders (Correct answer)
A private real estate developer not listed on any exchange

Correct answer: A collective investment scheme that primarily invests in income-generating real estate assets, listed on SGX, distributing at least 90% of taxable income to unitholders

A REIT in Singapore is a listed collective investment scheme investing in income-generating real estate. S-REITs listed on SGX must distribute at least 90% of taxable income to unitholders to qualify for tax transparency treatment from IRAS.

Question 11: What does a green arrow traffic signal mean at a Singapore junction?

Stop and wait
Proceed in any direction
Slow down and prepare to stop
You may proceed in the direction of the arrow; opposing traffic is stopped (Correct answer)

Correct answer: You may proceed in the direction of the arrow; opposing traffic is stopped

A green arrow signal indicates you may proceed in the direction shown. It means the traffic light gives you a protected turn — opposing traffic facing a red light will be stopped.

Question 12: What is the proper procedure for entering a Singapore expressway from a slip road?

Enter at any speed and force your way in
Use the slip road to match expressway speed, check for a safe gap, signal, and merge smoothly into traffic (Correct answer)
Sound the horn to warn other drivers
Stop at the end of the slip road and wait

Correct answer: Use the slip road to match expressway speed, check for a safe gap, signal, and merge smoothly into traffic

The slip road is designed for accelerating to match traffic speed. Check mirrors and blind spot, signal, and merge into a safe gap. Stopping at the end of a slip road is dangerous.

Question 13: What is the correct tyre pressure for a vehicle in Singapore?

All tyres should be at 30 PSI
Whatever feels firm when you press the tyre
Maximum pressure shown on the tyre sidewall
Refer to the manufacturer's recommended pressure shown on the vehicle's door frame sticker or owner's manual (Correct answer)

Correct answer: Refer to the manufacturer's recommended pressure shown on the vehicle's door frame sticker or owner's manual

Correct tyre pressure varies by vehicle and is specified by the manufacturer, usually on a sticker on the driver's door frame or in the owner's manual. The sidewall number is the maximum, not the recommended pressure.

Question 14: What should you do if the 'engine temperature' warning light comes on while driving in Singapore?

Ignore it and continue driving
Stop safely as soon as possible, turn off the engine, let it cool, and check the coolant level; do not open the radiator cap while hot (Correct answer)
Turn on the air conditioning to full
Accelerate to cool the engine down

Correct answer: Stop safely as soon as possible, turn off the engine, let it cool, and check the coolant level; do not open the radiator cap while hot

An overheating engine can cause serious damage. Pull over safely, switch off the engine, and wait for it to cool. Never open the radiator cap when hot as pressurised steam can cause severe burns.

Question 15: What do blue circular signs indicate on Singapore roads?

Parking restrictions
Mandatory instructions (e.g., minimum speed, keep left) (Correct answer)
Warnings
Prohibitions

Correct answer: Mandatory instructions (e.g., minimum speed, keep left)

Blue circular signs give mandatory instructions that drivers must follow, such as 'keep left', minimum speed requirements, or 'turn left ahead'. They tell you what you must do.

Question 16: What does a zigzag line marking on the road near a pedestrian crossing in Singapore indicate?

No parking, no stopping, and no overtaking in this zone near the pedestrian crossing (Correct answer)
Parking is allowed for 5 minutes
The road surface is uneven
Speed bump ahead

Correct answer: No parking, no stopping, and no overtaking in this zone near the pedestrian crossing

Zigzag lines near pedestrian crossings indicate a no-parking, no-stopping, and no-overtaking zone. They improve visibility for both drivers and pedestrians at crossings.

Question 17: What is the purpose of the Anti-lock Braking System (ABS) in vehicles?

It makes the vehicle go faster
It prevents the wheels from locking during hard braking, allowing the driver to maintain steering control (Correct answer)
It reduces fuel consumption
It automatically applies the brakes

Correct answer: It prevents the wheels from locking during hard braking, allowing the driver to maintain steering control

ABS prevents wheel lock-up during emergency braking by rapidly modulating brake pressure. This allows the driver to maintain steering control and avoid obstacles while braking hard.

Question 18: What is 'aquaplaning' and how should a Singapore driver respond?

A swimming technique
A type of road surface
A type of boat race
When tyres lose contact with the road due to water, causing loss of control; ease off the accelerator and steer straight without braking hard (Correct answer)

Correct answer: When tyres lose contact with the road due to water, causing loss of control; ease off the accelerator and steer straight without braking hard

Aquaplaning occurs when water builds up between the tyres and road surface, causing the vehicle to slide uncontrollably. In Singapore's heavy rains, this is common. Ease off the accelerator and avoid hard braking.

Question 19: What shape are warning signs on Singapore roads?

Triangular (diamond-shaped for some) (Correct answer)
Circular
Octagonal
Square

Correct answer: Triangular (diamond-shaped for some)

Warning signs in Singapore are typically diamond-shaped or triangular, with a yellow or amber background and black symbols to alert drivers of potential hazards ahead.

Question 20: What fluids should a Singapore driver regularly check in their vehicle?

Only petrol level
Only windscreen washer fluid
Engine oil, coolant, brake fluid, power steering fluid, and windscreen washer fluid (Correct answer)
Only engine oil

Correct answer: Engine oil, coolant, brake fluid, power steering fluid, and windscreen washer fluid

Regular fluid checks are essential for vehicle safety and reliability. Engine oil lubricates, coolant prevents overheating, brake fluid ensures stopping power, and washer fluid maintains visibility.

Question 21: What should a driver do when approaching a sharp bend on a Singapore road?

Slow down before the bend, position the vehicle correctly, and accelerate gently when exiting the bend (Correct answer)
Brake while turning
Accelerate through the bend
Move to the opposite side of the road for a better view

Correct answer: Slow down before the bend, position the vehicle correctly, and accelerate gently when exiting the bend

The correct technique is: slow down before entering the bend (not during), maintain a steady speed through it, stay in your lane, and gently accelerate as you exit. Braking in a bend can cause skidding.

Question 22: What does the SFA say about 'false or misleading statements' in connection with securities?

False statements are only prohibited if made by company directors
Only written false statements are prohibited — verbal statements are not covered
It is an offence to make statements or disseminate information that is false or misleading and likely to induce others to trade in securities or affect the price of securities (Correct answer)
Misleading statements are permitted if they relate to future performance

Correct answer: It is an offence to make statements or disseminate information that is false or misleading and likely to induce others to trade in securities or affect the price of securities

The SFA prohibits making or disseminating false or misleading statements, information, or forecasts that are likely to induce other persons to subscribe for, purchase, or sell securities, or that would be likely to have the effect of raising, lowering, maintaining, or stabilising the price of securities.

Question 23: What is the minimum record retention period for AML/CFT customer due diligence records in Singapore?

2 years
1 year
10 years
5 years after the business relationship ends or the transaction is completed (Correct answer)

Correct answer: 5 years after the business relationship ends or the transaction is completed

Under MAS Notice requirements aligned with FATF recommendations, financial institutions must retain CDD records and transaction records for a minimum of 5 years after the business relationship ends or the transaction is completed.

Question 24: Under the SFA, carrying on a regulated activity without a Capital Markets Services licence is punishable by:

Only a warning from MAS
A fine of $50,000 only
Suspension of business for 6 months
A fine not exceeding $150,000 and/or imprisonment not exceeding 3 years (Correct answer)

Correct answer: A fine not exceeding $150,000 and/or imprisonment not exceeding 3 years

Under the SFA, carrying on a regulated activity without a CMS licence is an offence punishable by a fine up to $150,000 and/or imprisonment up to 3 years.

Question 25: What must a driver do when approaching a zebra crossing in Singapore where a pedestrian is waiting?

Slow down and give way to the pedestrian (Correct answer)
Maintain speed as pedestrians must wait
Flash headlights to signal the pedestrian
Sound the horn to warn the pedestrian

Correct answer: Slow down and give way to the pedestrian

Under the Road Traffic Act, drivers must slow down and give way to pedestrians at or near a zebra crossing. Failing to do so is an offence that can result in fines and demerit points.

Question 26: What compensation can an injured party claim from the driver at fault in a Singapore traffic accident?

Only pain and suffering
No compensation is available — insurance covers everything
Medical expenses, loss of income, vehicle repair costs, rental car costs, and pain and suffering (Correct answer)
Only vehicle repair costs

Correct answer: Medical expenses, loss of income, vehicle repair costs, rental car costs, and pain and suffering

An injured party can claim various types of damages including medical bills, loss of earnings, vehicle repair or replacement costs, transport expenses, and general damages for pain and suffering.

Question 27: In Singapore, which side of the road must vehicles drive on?

Left side (Correct answer)
Either side depending on traffic
The centre of the road
Right side

Correct answer: Left side

Singapore follows the left-hand traffic system, inherited from British colonial rule. All vehicles must drive on the left side of the road and overtake on the right.

Question 28: What is the correct way to handle a skid while driving in Singapore?

Brake hard and turn the steering wheel in the opposite direction
Turn off the engine immediately
Accelerate out of the skid
Ease off the accelerator, do not brake suddenly, and steer gently in the direction you want to go (Correct answer)

Correct answer: Ease off the accelerator, do not brake suddenly, and steer gently in the direction you want to go

When skidding, avoid sudden braking which locks the wheels. Ease off the accelerator and steer smoothly in the direction you want to travel. This allows the tyres to regain grip.

Question 29: How should drivers approach a Silver Zone in Singapore?

These zones are only for silver-coloured vehicles
Reduce speed to 40 km/h or below, watch for elderly pedestrians, and be prepared to stop at any time (Correct answer)
Increase speed to clear the zone quickly
Drive at normal speed

Correct answer: Reduce speed to 40 km/h or below, watch for elderly pedestrians, and be prepared to stop at any time

Silver Zones are areas with a high concentration of elderly residents (near senior activity centres). The speed limit is typically reduced to 40 km/h, with traffic calming measures to protect elderly pedestrians.

Question 30: Which examination is typically required to be registered as a CMS Representative for dealing in securities?

MAS Certified Trader Examination
CFA Level 1
Singapore Bar Examination
CMFAS Module 6 (Securities and Futures Product Knowledge) (Correct answer)

Correct answer: CMFAS Module 6 (Securities and Futures Product Knowledge)

The CMFAS Module 6 examination, administered by the Institute of Banking and Finance (IBF) Singapore, is typically required for individuals seeking registration as a CMS Representative for dealing in securities.

Question 31: When driving in heavy rain in Singapore, what should you do?

Maintain normal speed with hazard lights on
Drive faster to get out of the rain quickly
Pull over immediately and wait for the rain to stop
Reduce speed, increase following distance, turn on headlights, and avoid sudden braking or steering (Correct answer)

Correct answer: Reduce speed, increase following distance, turn on headlights, and avoid sudden braking or steering

Heavy tropical rain in Singapore significantly reduces visibility and tyre grip. Slow down, increase following distance, use dipped headlights (not hazard lights while moving), and avoid sudden manoeuvres.

Question 32: What does a circular sign with a red border on Singapore roads indicate?

An informational notice
Warning of hazards ahead
Direction to a tourist attraction
A prohibition or restriction (Correct answer)

Correct answer: A prohibition or restriction

Circular signs with red borders indicate prohibitions or restrictions (e.g., no entry, speed limits, no U-turn). The red border signals something you must not do.

Question 33: What does a 'Give Way' (inverted triangle) sign mean in Singapore?

Slow down and give way to traffic on the main road; stop if necessary (Correct answer)
You have the right of way
Stop completely and wait for a gap
Proceed without stopping

Correct answer: Slow down and give way to traffic on the main road; stop if necessary

The Give Way sign requires the driver to slow down and be prepared to stop to give way to traffic on the road they are entering. Unlike the Stop sign, a complete stop is not mandatory if the way is clear.

Question 34: What is the driver's obligation regarding their own insurance company after an accident in Singapore?

Only inform them if making a claim
Notify the insurance company as soon as possible, usually within 24 hours, and submit a completed claim form with supporting documents (Correct answer)
Wait for the other party to contact your insurer
No obligation to inform the insurer

Correct answer: Notify the insurance company as soon as possible, usually within 24 hours, and submit a completed claim form with supporting documents

Drivers must notify their insurance company promptly, even if they were not at fault. Late notification can complicate or invalidate the claim. Most insurers require notification within 24 hours.

Question 35: What is the 'dooring' hazard and how can drivers prevent it in Singapore?

The danger of a cyclist or motorcyclist being struck by a car door opened without checking; use the 'Dutch reach' method (Correct answer)
A hazard related to automatic doors
A hazard at building entrances
A hazard at car park entrances

Correct answer: The danger of a cyclist or motorcyclist being struck by a car door opened without checking; use the 'Dutch reach' method

Dooring occurs when a driver or passenger opens a car door into the path of a cyclist or motorcyclist. The 'Dutch reach' method (opening the door with the far hand) forces you to look behind before opening.

Question 36: What is the legal requirement for seatbelts in Singapore?

Only the driver must wear a seatbelt
Only front seat passengers need seatbelts
Seatbelts are optional for adults
All occupants in the front and rear seats must wear seatbelts where provided (Correct answer)

Correct answer: All occupants in the front and rear seats must wear seatbelts where provided

Under the Road Traffic Act, wearing seatbelts is compulsory for all occupants in seats where seatbelts are provided. This includes both front and rear seats. The driver is responsible for ensuring all passengers comply.

Question 37: What is the safe procedure for reversing a vehicle in Singapore?

Check all around the vehicle before reversing, use mirrors AND direct observation, reverse slowly, and be prepared to stop immediately (Correct answer)
Honk the horn and reverse quickly
Use mirrors only
Only check behind the vehicle

Correct answer: Check all around the vehicle before reversing, use mirrors AND direct observation, reverse slowly, and be prepared to stop immediately

Before reversing, walk around the vehicle to check for obstacles and children. Use all mirrors and direct observation while reversing slowly, and be ready to stop instantly.

Question 38: What does a red 'X' displayed above a lane on a Singapore expressway mean?

The lane is for buses only
The lane is closed — do not use it (Correct answer)
The lane is for express vehicles only
The lane speed limit is lower

Correct answer: The lane is closed — do not use it

A red X on an overhead gantry means the lane is closed, often due to an accident, maintenance, or congestion management. Drivers must move out of that lane safely.

Question 39: What does the 'Stop' sign require a driver to do in Singapore?

Stop only if there is oncoming traffic
Flash headlights and proceed
Slow down and proceed if clear
Come to a complete stop, check for traffic, and proceed only when safe (Correct answer)

Correct answer: Come to a complete stop, check for traffic, and proceed only when safe

At a Stop sign, the driver must bring the vehicle to a complete stop at the stop line (or before the junction if there is no line), check for traffic in all directions, and proceed only when safe.

Question 40: What does an Electronic Road Pricing (ERP) gantry sign displaying a dollar amount indicate?

The parking fee for the area
The fine for speeding
The cost of petrol nearby
The toll for using the road ahead at the current time (Correct answer)

Correct answer: The toll for using the road ahead at the current time

ERP gantries display the current charge for passing through at that time. Rates vary by time of day, with higher charges during peak hours to manage congestion on Singapore roads.

Question 41: What special care must drivers take around pedestrians in Singapore?

Pedestrians must always give way to vehicles
Honk the horn to warn pedestrians
Pedestrians are responsible for their own safety
Slow down near pedestrian crossings, give way to pedestrians on crossings, and be extra cautious near schools, markets, and residential areas (Correct answer)

Correct answer: Slow down near pedestrian crossings, give way to pedestrians on crossings, and be extra cautious near schools, markets, and residential areas

Drivers must always be alert for pedestrians, especially near crossings, schools, bus stops, and residential areas. Pedestrians have the right of way at marked crossings.

Question 42: What are the requirements for child car seats in Singapore?

Child seats are optional but recommended
Children below 1.35 metres in height must use an approved child restraint appropriate for their size and weight (Correct answer)
Only babies need car seats
Children can sit anywhere without a car seat

Correct answer: Children below 1.35 metres in height must use an approved child restraint appropriate for their size and weight

Singapore law requires children who are shorter than 1.35 metres to use an approved child restraint system (car seat or booster) appropriate for their age, weight, and height.

Question 43: What is the minimum legal tyre tread depth in Singapore?

3.0 mm
1.6 mm (Correct answer)
2.0 mm
1.0 mm

Correct answer: 1.6 mm

The legal minimum tyre tread depth in Singapore is 1.6 mm across the central three-quarters of the tyre. Below this level, the tyre is illegal and unsafe, especially in wet conditions.

Question 44: Is it an offence to leave the scene of an accident without stopping in Singapore?

Yes, it is a serious offence (hit-and-run) punishable by fine, imprisonment, and licence disqualification (Correct answer)
Only if someone is injured
No, if you were not at fault
Only if police are present

Correct answer: Yes, it is a serious offence (hit-and-run) punishable by fine, imprisonment, and licence disqualification

Leaving the scene of an accident without stopping is a serious offence under the Road Traffic Act. Penalties include fines up to SGD 3,000, imprisonment up to 12 months, and licence disqualification.

Question 45: What are Personal Mobility Devices (PMDs) and what rules apply to them on Singapore roads?

PMDs can use any road freely
PMDs (e-scooters, e-bikes) are banned from roads and may only be used on cycling paths and shared paths under LTA regulations (Correct answer)
PMDs have the same rights as cars
PMDs must be registered as motorcycles

Correct answer: PMDs (e-scooters, e-bikes) are banned from roads and may only be used on cycling paths and shared paths under LTA regulations

Since November 2019, e-scooters are banned from footpaths in Singapore. PMDs may only be used on cycling paths and shared paths, with speed limits of 25 km/h. They are not allowed on roads.

Question 46: What is defensive driving as promoted by Singapore traffic police?

Driving aggressively to protect yourself
Honking frequently to warn others
Anticipating hazards, maintaining awareness of other road users, and being prepared to react safely to unexpected situations (Correct answer)
Driving very slowly at all times

Correct answer: Anticipating hazards, maintaining awareness of other road users, and being prepared to react safely to unexpected situations

Defensive driving means constantly scanning the road for potential hazards, anticipating the actions of other road users, maintaining safe distances, and being prepared to take evasive action.

Question 47: What does a 'No U-Turn' sign with a supplementary plate showing times mean in Singapore?

U-turns are prohibited during the times shown on the plate but allowed at other times (Correct answer)
The sign is for decoration
U-turns are never allowed
U-turns require a fee during those times

Correct answer: U-turns are prohibited during the times shown on the plate but allowed at other times

When a supplementary time plate is shown with a No U-Turn sign, the prohibition applies only during those hours. Outside those hours, U-turns are permitted at that location.

Question 48: What should a driver check before changing lanes on a Singapore road?

Nothing — just signal and move
Only the blind spot
Side mirrors, rearview mirror, AND blind spot by turning the head; signal before changing lanes (Correct answer)
Only the rearview mirror

Correct answer: Side mirrors, rearview mirror, AND blind spot by turning the head; signal before changing lanes

Safe lane changing requires checking all mirrors (rearview and side) AND the blind spot by turning your head. Signal your intention before moving, and ensure the gap is safe.

Question 49: When should you use your vehicle's hazard lights in Singapore?

When driving in rain
When your vehicle is stationary and causing an obstruction, or in an emergency breakdown situation (Correct answer)
When driving slowly
When looking for parking

Correct answer: When your vehicle is stationary and causing an obstruction, or in an emergency breakdown situation

Hazard lights should only be used when your vehicle is stationary and posing a hazard to other road users, such as during a breakdown. Using them while driving in rain is illegal in Singapore.

Question 50: Under the SFA, 'short selling' disclosure requirements apply when:

A person sells securities they own at a loss
A person sells securities they do not own or have not borrowed (Correct answer)
A person sells more than 5% of their portfolio in a day
A person uses leverage to sell securities

Correct answer: A person sells securities they do not own or have not borrowed

Short selling — selling securities not owned or not yet borrowed — is subject to disclosure requirements under the SFA. Sellers must indicate whether a sale is a short sale when placing the order.

Question 51: What documentation should a driver collect at the scene of a traffic accident in Singapore?

Photographs of damage, road conditions, and positions of vehicles; other party's details; witness contact information; and a sketch of the accident scene (Correct answer)
Only their insurance policy number
Only the other driver's name
No documentation is needed

Correct answer: Photographs of damage, road conditions, and positions of vehicles; other party's details; witness contact information; and a sketch of the accident scene

Comprehensive documentation strengthens any insurance claim: photograph all damage, the accident scene, road conditions, and traffic signs. Note the time, weather, and road conditions. Get witness details.

Singapore Final Theory Test

The Singapore Final Theory Test (FTT) is a mandatory driving theory exam administered by the Traffic Police covering traffic rules and regulations, road signs and signals, safe driving practices, vehicle maintenance and safety, accident procedures, and the rights of vulnerable road users.

Questions

50 min

Time Limit

90%

To Pass

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Exam Rules

You can skip questions and return to them later
Flag questions for review before submitting
No feedback shown until you submit the entire exam
Unanswered questions count as wrong — answer everything
10 pretest questions are mixed in and don't affect your score
Timer auto-submits when time runs out
Your progress is auto-saved every 30 seconds