ACA Policies & Regulations

Question 1

What is the primary purpose of the Affordable Care Act (ACA)?

Accepted Answer

To expand healthcare access and reduce costs

Answer

To eliminate employer-provided insurance

Answer

To make all healthcare services free

Answer

To replace Medicare and Medicaid

Question 2

Which provision of the ACA prohibits insurance companies from denying coverage based on pre-existing conditions?

Accepted Answer

Guaranteed Issue Provision

Answer

Individual Mandate

Answer

Employer Mandate

Answer

Medicaid Expansion

Question 3

What is the purpose of the Individual Mandate under the ACA?

Accepted Answer

To encourage universal health insurance coverage

Answer

To penalize only high-income individuals

Answer

To eliminate the need for Medicaid

Answer

To increase insurance premiums

Question 4

Which population benefits most from Medicaid expansion under the ACA?

Accepted Answer

Low-income adults under age 65

Answer

Only individuals over age 65

Answer

Only self-employed individuals

Answer

High-income earners

Question 5

What is a key requirement for employers under the ACA?

Accepted Answer

Large employers must offer health insurance to full-time employees

Answer

Small businesses must provide coverage to all employees

Answer

Employers can only offer coverage to part-time workers

Answer

There are no employer requirements under the ACA

Question 6

How does the ACA improve preventive care?

Accepted Answer

By requiring plans to cover preventive services at no cost

Answer

By increasing out-of-pocket costs for preventive care

Answer

By eliminating preventive services from coverage

Answer

By limiting access to wellness programs