I have the option of taking my (CMA) Certified Mortgage Advisor exam online at home or going to a testing center. Trying to figure out which is better for me.
Arguments for online:
- No commute stress
- Familiar environment
- More flexible scheduling
Arguments for testing center:
- No home distractions
- More controlled environment
- Better equipment potentially
My main concern with the online version is proctoring — I've heard some certification exams have very strict rules about what's allowed in the room. One wrong move and you're flagged.
Has anyone taken CMA both ways? Or specifically the online version? How was the experience? And does the difficulty or question format actually differ based on how you take it?
Also — any issues with the "CMA" type content being harder in one format vs the other?
Quick data point: I spent 9 weeks studying, 1-2 hours a day, and passed with a 73%.
The section on CMA exam took me the longest to feel confident about. Eventually I just drilled practice questions until I could answer them without hesitation.
What testing center did you end up booking? Some of them have much shorter wait times than others right now.
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