FLHSMV Insurance & Financial Responsibility 2

Question 1

What is an SR-22 in the context of Florida's financial responsibility laws?

Accepted Answer

A certificate filed by an insurer verifying a driver carries required coverage

Answer

An SR-22 is a certificate of financial responsibility filed by an insurance company with the FLHSMV to verify that a high-risk driver carries the minimum required insurance.

Question 2

How long is a driver typically required to maintain an SR-22 filing in Florida after a qualifying violation?

Accepted Answer

3 years

Answer

Florida generally requires drivers to maintain an SR-22 filing for three years from the date their driving privilege is reinstated.

Question 3

Which of the following violations would most likely trigger an SR-22 requirement in Florida?

Accepted Answer

Driving under the influence (DUI)

Answer

A DUI conviction is one of the most common triggers for an SR-22 requirement because it classifies the driver as high-risk.

Question 4

If a driver's SR-22 policy is cancelled before the required period ends, what action will the FLHSMV take?

Accepted Answer

Immediately suspend the driver's license again

Answer

If the SR-22 coverage lapses or is cancelled during the required period, the FLHSMV will suspend the driver's license until coverage is reinstated.

Question 5

What is the reinstatement fee for a first-time license suspension due to a lapse in required Florida insurance?

Accepted Answer

$150

Answer

The reinstatement fee for a first offense insurance lapse suspension in Florida is $150.

(FLHSMV) Florida Highway Safety and Motor Vehicles Practice Test

(FLHSMV) Florida Highway Safety and Motor Vehicles Practice Test

FLHSMV Insurance & Financial Responsibility 2