FLHSMV Insurance & Financial Responsibility 2

Question 1

What is an SR-22 in the context of Florida's financial responsibility laws?

Accepted Answer

A certificate filed by an insurer verifying a driver carries required coverage

Answer

A vehicle safety inspection certificate

Answer

A form requesting license reinstatement

Answer

A document proving ownership of a vehicle

Question 2

How long is a driver typically required to maintain an SR-22 filing in Florida after a qualifying violation?

Accepted Answer

3 years

Answer

6 months

Answer

1 year

Answer

5 years

Question 3

Which of the following violations would most likely trigger an SR-22 requirement in Florida?

Accepted Answer

Driving under the influence (DUI)

Answer

Exceeding the speed limit by 5 mph

Answer

Failing to use a turn signal

Answer

Parking in a fire lane

Question 4

If a driver's SR-22 policy is cancelled before the required period ends, what action will the FLHSMV take?

Accepted Answer

Immediately suspend the driver's license again

Answer

Issue a fine only

Answer

Place the driver on probation

Answer

Require retaking the driver's exam

Question 5

What is the reinstatement fee for a first-time license suspension due to a lapse in required Florida insurance?

Accepted Answer

$150

Answer

$50

Answer

$100

Answer

$250

Question 6

As an alternative to purchasing auto insurance, a Florida vehicle owner may demonstrate financial responsibility by depositing what amount with the State Treasurer?

Accepted Answer

$30,000

Answer

$10,000

Answer

$25,000

Answer

$50,000

Question 7

Under Florida's no-fault law, PIP coverage must also pay what percentage of lost wages for an insured injured in a covered accident?

Accepted Answer

80%

Answer

50%

Answer

60%

Answer

100%