VIP Exclusive
FiCEP CCUFC VIP Practice Exam II
FiCEP — The FiCEP (Financial Counseling Certification Program) is administered by America's Credit Unions (formerly CUNA). Completion awards the CCUFC (Certified Credit Union Financial Counselor) designation. The proctored certification exam contains approximately 75 questions with a 90-minute time limit and a 70% passing threshold, covering financial counseling fundamentals, budgeting, credit, debt management, savings, housing, and consumer protection.
56
Questions
90m
Time Limit
70.00%
To Pass
Question 1 of 56👑 VIP
A credit union member, Darnell, earns $4,200 per month net and has the following monthly obligations: rent $1,050, car payment $310, student loan $180, credit card minimums $145, and groceries/utilities averaging $620. His back-end debt-to-income (DTI) ratio is closest to which of the following?
Questions 2–56 and full explanations are VIP-exclusive.