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FiCEP Certified Credit Union Financial Counselor (CCUFC) VIP Practice Exam

FiCEP — The FiCEP (Financial Counseling Certification Program) is administered by America's Credit Unions (formerly CUNA) and awards the CCUFC (Certified Credit Union Financial Counselor) designation; the real exam consists of approximately 100 multiple-choice questions with a 2-hour time limit and a 75% passing threshold, covering financial counseling techniques, budgeting, credit, debt management, consumer protection law, and basic financial planning.

53
Questions
90m
Time Limit
75.00%
To Pass
Question 1 of 53👑 VIP

A credit union member, Maria, comes to you in tears. She and her husband just separated, and she has never managed the household finances alone. She earns $3,200/month and has no idea what her monthly expenses are. As her financial counselor, what is the MOST appropriate first step?

Questions 2–53 and full explanations are VIP-exclusive.