Disaster Recovery & Mitigation Flashcards

Under the National Disaster Recovery Framework, which federal agency coordinates the Housing Recovery Support Function?

Answer: Department of Housing and Urban Development

HUD is the coordinating agency for the Housing RSF under the NDRF.

Which Stafford Act section authorizes the Hazard Mitigation Grant Program (HMGP)?

Answer: Section 404

Section 404 authorizes HMGP funding for mitigation measures after a major disaster declaration.

A county wants HMGP project funding after a major disaster. What planning requirement must it meet?

Answer: A FEMA-approved and adopted local hazard mitigation plan

44 CFR Part 201 requires an approved local mitigation plan for HMGP project grants.

In FEMA Public Assistance, debris removal falls under which work category?

Answer: Category A

Category A is debris removal, and Category B is emergency protective measures.

Under NFIP floodplain management rules, a structure is 'substantially damaged' when the cost to restore it equals or exceeds what share of its market value?

Answer: 50%

Substantial damage occurs when restoration costs equal or exceed 50% of the structure's pre-damage market value.

Which of the following best describes Stafford Act Section 406 hazard mitigation?

Answer: Funding to reduce future damage to a facility while it is being repaired under Public Assistance

Section 406 mitigation is part of a PA permanent repair project and covers the damaged parts of an eligible facility.

For HMGP purposes, what minimum benefit-cost ratio (BCR) normally shows that a project is cost-effective?

Answer: 1.0

A BCR of 1.0 or more means projected benefits equal or exceed project costs.

A homeowner's NFIP-insured house is declared substantially damaged. Which NFIP coverage helps pay to elevate or otherwise bring it into compliance?

Answer: Increased Cost of Compliance coverage

Increased Cost of Compliance (ICC) pays up to $30,000 toward elevation, floodproofing, relocation or demolition.

When a property is bought out with HMGP funds, how must the land be used afterward?

Answer: It must be deed-restricted to open space uses in perpetuity

Acquired properties must stay open space permanently, consistent with floodplain functions.

Which agency coordinates the Economic Recovery Support Function under the NDRF?

Answer: Department of Commerce

The Department of Commerce coordinates the Economic RSF.

What is the standard maximum federal cost share for most HMGP projects?

Answer: 75%

HMGP generally funds up to 75% of eligible costs, with a 25% non-federal match.

How often must a local hazard mitigation plan be reviewed, revised and resubmitted for FEMA approval to stay eligible?

Answer: Every 5 years

44 CFR 201.6 requires local plans to be updated every five years.

In the Community Rating System, what does a Class 1 community receive compared with a Class 10 community?

Answer: A 45% flood insurance premium discount

Each CRS class step gives a 5% discount, so Class 1 earns the maximum 45%.

Which mission area core capability focuses on lasting actions that reduce how vulnerable people, property and infrastructure are to hazards?

Answer: Long-term Vulnerability Reduction

Long-term Vulnerability Reduction is a Mitigation mission area core capability focused on lasting risk reduction.

Under NFIP definitions, a 'repetitive loss' structure has received how many flood claims of more than $1,000 within any rolling 10-year period?

Answer: Two or more

Two or more NFIP claims of more than $1,000 within 10 years make a property a repetitive loss property.

Which Stafford Act section bars federal assistance that duplicates benefits already available from insurance or other sources?

Answer: Section 312

Section 312 bars duplication of benefits for the same loss.

Which agency coordinates the Natural and Cultural Resources Recovery Support Function?

Answer: Department of the Interior

The Department of the Interior coordinates the Natural and Cultural Resources RSF.

Public Assistance damage to a public library building and its equipment is classified under which category?

Answer: Category E

Category E covers buildings, contents and equipment.

Which law amended the Stafford Act to require state, local and tribal mitigation plans as a condition for certain mitigation funding?

Answer: Disaster Mitigation Act of 2000

DMA 2000 added Section 322, which created the mitigation planning requirements.

In an HMGP project, which official is usually responsible for administering subawards to local jurisdictions?

Answer: State Hazard Mitigation Officer acting for the recipient

The state (the recipient) manages HMGP, usually through the State Hazard Mitigation Officer, and passes funds to subrecipients.