A bank furnishes account data to the three major CRAs. After the bank merges with another institution, the acquired accounts contain errors. Under the FCRA, who bears the furnisher compliance obligation for those accounts?
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A
The original bank only, for 90 days post-merger
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B
The acquiring institution, as the new furnisher of record
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C
The CRAs, who must independently verify all transferred data
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D
The CFPB, which assumes liability during a merger transition