DE DMV Insurance Requirements and Financial Responsibility 1 — Questions and Answers
Question 1: What is the minimum required bodily injury liability coverage per person for Delaware drivers?
- $15,000
- $25,000 (Correct answer)
- $50,000
- $100,000
Correct answer: $25,000
Delaware law requires a minimum of $25,000 bodily injury liability coverage per person.
Question 2: What is the minimum required bodily injury liability coverage per accident in Delaware?
- $25,000
- $50,000 (Correct answer)
- $75,000
- $100,000
Correct answer: $50,000
Delaware requires at least $50,000 bodily injury liability coverage per accident.
Question 3: What is the minimum property damage liability coverage required in Delaware?
- $5,000
- $10,000
- $15,000 (Correct answer)
- $25,000
Correct answer: $15,000
Delaware requires a minimum of $15,000 in property damage liability coverage.
Question 4: In Delaware, which type of coverage is required in addition to liability insurance?
- Comprehensive coverage
- Collision coverage
- Personal Injury Protection (PIP) (Correct answer)
- Gap insurance
Correct answer: Personal Injury Protection (PIP)
Delaware requires Personal Injury Protection (PIP) coverage in addition to liability insurance.
Question 5: What is the minimum PIP (Personal Injury Protection) coverage amount required in Delaware?
- $5,000
- $10,000 (Correct answer)
- $15,000
- $25,000
Correct answer: $10,000
Delaware requires a minimum of $10,000 in PIP coverage per person.
Question 6: If you are caught driving without insurance in Delaware, what can happen on a first offense?
- Only a verbal warning is issued
- License suspension and a fine (Correct answer)
- Automatic vehicle impoundment for 90 days
- Mandatory jail time
Correct answer: License suspension and a fine
On a first offense, driving without insurance in Delaware can result in license suspension and a fine.
Question 7: Which document proves you have met Delaware's financial responsibility requirements while driving?
- Vehicle registration card
- Driver's license
- Proof of insurance card (Correct answer)
- Vehicle inspection sticker
Correct answer: Proof of insurance card
A proof of insurance card issued by your insurer demonstrates you have the required financial responsibility coverage.
DE DMV Insurance Requirements and Financial Responsibility 1
What is the minimum required bodily injury liability coverage per person for Delaware drivers?