Consumer Protection Flashcards

What must a Florida real estate professional disclose to a buyer regarding known property defects?

Answer: All known material defects that could affect the property's value or desirability

Florida law requires real estate professionals to disclose all known material defects to buyers, protecting consumers from undisclosed problems.

Which DBPR requirement protects consumers by ensuring licensed contractors carry financial responsibility?

Answer: Mandatory general liability insurance and/or surety bond

DBPR requires licensed contractors to maintain general liability insurance and/or a surety bond to ensure financial resources are available to compensate harmed consumers.

Under Florida law, a consumer who enters a home improvement contract has how long to cancel it?

Answer: 3 business days

Florida's home solicitation sales law gives consumers 3 business days to cancel a home improvement contract signed in their home.

What action can DBPR take when an unlicensed person is found performing regulated work?

Answer: Issue a cease and desist order and impose a fine

DBPR can issue cease and desist orders and impose fines on unlicensed individuals performing work that requires a state license.

Which of the following is a key consumer benefit of Florida's mandatory hotel and restaurant inspections by DBPR?

Answer: Ensuring food safety and sanitation standards are met

DBPR's Division of Hotels and Restaurants conducts inspections to enforce food safety and sanitation standards, directly protecting public health.

What information is publicly available about DBPR licensees on the myfloridalicense.com website?

Answer: License status, expiration date, and any disciplinary history

Consumers can look up a licensee's license status, expiration date, and disciplinary history on the DBPR public license search portal.