CSA Ethical Issues for Seniors 5

Question 1

Which document legally allows a designated person to make financial decisions on behalf of an incapacitated senior?

Accepted Answer

A durable power of attorney

Answer

A durable power of attorney authorizes an agent to manage financial affairs and remains valid even if the principal becomes incapacitated.

Question 2

A senior who was victimized by a phone scam feels ashamed and does not want to report the crime. An ethical senior advisor should:

Accepted Answer

Gently explain reporting options, validate the senior's feelings, and provide resources without coercion

Answer

Providing information and emotional support while respecting the senior's autonomy is the most ethical approach to scam victimization.

Question 3

A senior advisor working in a continuing care retirement community has a fiduciary duty to:

Accepted Answer

The residents and their families, placing their interests above the advisor's own

Answer

Fiduciary duty requires the advisor to act in the best interests of the clients they serve, regardless of who employs or compensates them.

Question 4

Which of the following best describes 'ageism' as an ethical concern in senior services?

Accepted Answer

Stereotyping or discriminating against individuals based on their age

Answer

Ageism is prejudice or discrimination against people based on their age, which can undermine equitable service delivery to seniors.

Question 5

A 90-year-old client insists on living alone despite documented fall risks. The ethical approach balances:

Accepted Answer

The client's autonomy and right to self-determination vs. duty to promote safety

Answer

Ethical practice requires balancing respect for the senior's autonomous choice to live independently with the advisor's duty to promote their well-being.

Certified Senior Advisor Exam Practice Test

Certified Senior Advisor Exam Practice Test

CSA Ethical Issues for Seniors 5