CSA Certified Senior Advisor Medicare and Medicaid for Seniors Questions and Answers 1 — Questions and Answers
Question 1: Medicare Part A primarily covers:
- Inpatient hospital stays, skilled nursing facility care, hospice, and some home health (Correct answer)
- Outpatient physician visits and preventive services
- Prescription drug coverage
- Medicare Advantage plans
Correct answer: Inpatient hospital stays, skilled nursing facility care, hospice, and some home health
Medicare Part A is hospital insurance that covers inpatient stays, skilled nursing facility care after qualifying hospital stays, hospice, and some home health services.
Question 2: What is the primary eligibility age for Medicare in the United States?
- 65 (Correct answer)
- 62
- 67
- 70
Correct answer: 65
Most Americans become eligible for Medicare at age 65, though certain individuals with disabilities or ESRD may qualify earlier.
Question 3: Medicare Part B covers all of the following EXCEPT:
- Inpatient hospital stays (Correct answer)
- Doctor visits
- Outpatient surgery
- Preventive screenings
Correct answer: Inpatient hospital stays
Inpatient hospital stays are covered under Medicare Part A, not Part B, which covers outpatient medical services.
Question 4: Which Medicare part provides prescription drug coverage?
- Part D (Correct answer)
- Part A
- Part B
- Part C
Correct answer: Part D
Medicare Part D provides voluntary outpatient prescription drug coverage through private insurance plans approved by Medicare.
Question 5: What is Medicare Part C (Medicare Advantage)?
- An alternative to Original Medicare offered by private insurers that bundles Parts A, B, and usually D (Correct answer)
- Supplemental coverage that fills Original Medicare's gaps
- A special program for low-income beneficiaries
- Coverage for skilled nursing facility stays only
Correct answer: An alternative to Original Medicare offered by private insurers that bundles Parts A, B, and usually D
Medicare Advantage plans are offered by private insurers approved by Medicare and must cover everything Original Medicare covers, often with additional benefits.
Question 6: Medicaid eligibility is primarily based on:
- Income and asset levels (Correct answer)
- Age alone
- Prior Medicare enrollment
- Employment status
Correct answer: Income and asset levels
Medicaid is a needs-based program, so eligibility is determined primarily by income and, for long-term care, asset thresholds.
CSA Certified Senior Advisor Medicare and Medicaid for Seniors Questions and Answers 1
Medicare Part A primarily covers: