CSA Ethical Issues for Seniors 4

Question 1

A CSA notices that an 82-year-old client has multiple small wire transfers to an unfamiliar overseas account. The most appropriate action is:

Accepted Answer

Discuss the transactions with the client and assess for financial exploitation

Answer

Discussing unusual transactions directly with the client is the proper first step to assess whether exploitation or deception is occurring.

Question 2

Informed consent in the context of serving seniors requires that the client:

Accepted Answer

Understands the nature, risks, and alternatives of a proposed action before agreeing

Answer

Informed consent is valid only when the client has sufficient information about options, risks, and consequences to make a genuine choice.

Question 3

A CSA who accepts undisclosed referral fees from a care facility they recommend to clients is violating which ethical principle?

Accepted Answer

Full disclosure and avoidance of conflicts of interest

Answer

Undisclosed referral fees create an undisclosed conflict of interest, violating the advisor's duty of transparency and full disclosure.

Question 4

When a senior expresses a desire to stop a recommended medical treatment, the ethical framework calls for:

Accepted Answer

Respecting the senior's right to refuse treatment if they have decision-making capacity

Answer

A capacitated adult has the legal and ethical right to refuse any treatment, even if that decision may harm their health.

Question 5

Which scenario most clearly illustrates psychological elder abuse?

Accepted Answer

A family member repeatedly threatens an elder with placement in a nursing home unless they comply with financial demands

Answer

Repeated threats used to coerce compliance with financial demands are a textbook example of psychological (emotional) elder abuse.

Certified Senior Advisor Exam Practice Test