A HECM counselor learns that a client is under pressure from a family member to take out a reverse mortgage. The MOST appropriate action is to:
-
A
Refuse to complete the session and report the family member to authorities
-
B
Complete the counseling normally since family input is always appropriate
-
C
Ensure the client has the opportunity to speak privately and understands they can proceed independently
-
D
Advise the client to add the family member as a co-borrower to align interests