Regulatory Compliance & Legal Framework Flashcards

A nanny transports the children daily in her personal vehicle. Which type of insurance coverage is most important for her to have in addition to standard auto insurance?

Answer: Commercial or business use auto insurance

Standard personal auto policies often exclude coverage when a vehicle is used for business purposes, so nannies should add commercial or business use coverage when regularly transporting charges.

Under the Domestic Workers Bill of Rights, which has been passed in several states, nannies are typically granted which protection that is NOT guaranteed by federal FLSA?

Answer: The right to paid rest days and protection from harassment

State Domestic Workers Bills of Rights often grant protections such as paid rest days, overtime for live-in workers, and anti-harassment protections not covered by federal FLSA.

A nanny working in New York is injured on the job while lifting a child. Which type of insurance is the employer legally required to carry that would cover her medical expenses?

Answer: Workers' compensation insurance

New York and most other states require household employers to carry workers' compensation insurance to cover medical expenses and lost wages for work-related injuries.

A family in a state with mandatory paid sick leave employs a full-time nanny. Under most state paid sick leave laws, the nanny can typically use accrued sick leave to:

Answer: Care for herself or a covered family member who is ill

Paid sick leave laws generally allow employees to use accrued sick time for their own illness or to care for a sick family member, as defined by the applicable law.

A nanny suspects the child in her care is being abused by another household member. As a mandated reporter in most states, she is legally required to:

Answer: Report her suspicion directly to child protective services or law enforcement

Mandated reporters are legally required to report reasonable suspicions of child abuse or neglect to CPS or law enforcement immediately, without waiting for proof.

An employer includes a confidentiality clause in the nanny's work agreement prohibiting her from discussing the family's private affairs. This clause is generally:

Answer: Legally enforceable as long as it does not prevent reporting abuse or illegal activity

Confidentiality clauses in nanny contracts are generally enforceable, but they cannot legally prevent an employee from reporting child abuse, illegal activity, or wage violations.

A family pays their nanny through a payroll service but fails to pay her minimum wage. Which federal agency has primary jurisdiction to investigate and enforce this wage violation?

Answer: Department of Labor Wage and Hour Division (WHD)

The Department of Labor's Wage and Hour Division enforces the FLSA, including minimum wage and overtime violations for household employees.