Eligibility Determination & Application Processing Flashcards

Which of the following assets is excluded from annual income calculations under HUD's definition of assets?

Answer: Necessary personal property such as furniture and automobiles

Necessary personal property including furniture, automobiles, and clothing are excluded from the HUD definition of assets used in income calculations.

The 'passbook rate' in asset income calculations is applied when:

Answer: Total household assets exceed $5,000 and actual income is less than the passbook rate calculation

When household assets exceed $5,000, the greater of actual income or the passbook savings rate applied to total assets must be used in income calculation.

A household on the waiting list must be notified of their position update at minimum how frequently under HUD guidelines?

Answer: Every 12 months

HUD requires that households on waiting lists be contacted at least annually to confirm continued interest and update eligibility information.

Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?

Answer: Sexual orientation

Sexual orientation is not a federally protected class under the Fair Housing Act, though many states and localities provide this protection; HUD interprets sex discrimination to include sexual orientation in some contexts.

When processing a mixed-family household (some members with eligible immigration status, some without), the subsidy is calculated based on:

Answer: Only the eligible family members' pro-rated share

For mixed-family households, assistance is prorated based only on the eligible members' share of the household.

An applicant's Social Security benefit letter shows gross monthly benefits of $1,200. What annual income figure is used for certification purposes?

Answer: $14,400

HUD requires the gross Social Security benefit amount (before deductions for Medicare premiums) to be used, making the annual figure $1,200 × 12 = $14,400.

A property uses a site-based waiting list. Under HUD guidelines, when must the owner notify HUD of the waiting list opening?

Answer: At least 10 business days before accepting applications

Owners using site-based waiting lists must provide HUD with at least 10 business days' notice before opening the list to ensure fair access.