Safety & Risk Management Flashcards

Which insurance mechanism transfers risk from a building owner to a contractor for incidents arising from the contractor's work?

Answer: Indemnification clause with additional insured status

Indemnification clauses and naming the owner as additional insured shift liability for contractor work to the contractor and its insurer.

What does a certificate of insurance (COI) provide to a building manager?

Answer: Evidence of a contractor's coverage at a point in time

A COI is a snapshot verifying coverage types and limits but does not amend or guarantee the policy.

Under OSHA's Bloodborne Pathogens Standard, what must employers offer employees with occupational exposure, such as custodians cleaning up blood?

Answer: Hepatitis B vaccination at no cost

29 CFR 1910.1030 requires employers to offer the Hepatitis B vaccine free of charge to exposed employees.

Which OSHA standard requires employers to have an Emergency Action Plan, which may be communicated orally if there are 10 or fewer employees?

Answer: 29 CFR 1910.38

1910.38 covers emergency action plans and permits oral communication for employers with 10 or fewer employees.

Before a maintenance worker is required to wear a tight-fitting respirator, what must occur under OSHA 1910.134?

Answer: Medical evaluation and fit testing

Workers must be medically cleared and fit tested before using tight-fitting respirators, with fit tests repeated annually.

A near-miss occurs when a ceiling tile falls next to a technician without injury. What is the BEST response?

Answer: Investigate root cause and record the near-miss

Near-miss investigation identifies hazards before they cause injury, though near-misses are not OSHA 300 recordable.

What is the main purpose of a Business Continuity Plan for a facility?

Answer: Maintaining or quickly restoring critical operations after a disruption

A business continuity plan ensures essential functions continue or recover quickly after an emergency.