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FREE CMCA Beginner's Questions and Answers Flashcards

6 cards from real CMCA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 6 FREE CMCA Beginner's Questions and Answers flashcards as text
  1. What does running with the land mean in the context of CC&Rs?

    Answer: The CC&Rs bind not only current owners but also all future owners of the property

    Running with the land means the CC&Rs are attached to the property itself. Every future buyer is automatically bound by them at purchase regardless of whether they agreed to them personally.

  2. In a condominium, limited common elements are best described as:

    Answer: Common area elements assigned for the exclusive use of one or more but not all unit owners such as a balcony or parking space

    Limited common elements are part of the common property but are designated for the exclusive use of specific units such as a balcony, patio, or assigned parking space rather than being available to all owners.

  3. Which federal law prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, disability, and familial status?

    Answer: The Fair Housing Act

    The Fair Housing Act is the primary federal law prohibiting housing discrimination and directly governs community association rules and enforcement practices.

  4. What is a proxy used for in a homeowners association context?

    Answer: A written document authorizing someone else to vote on a member's behalf at a meeting

    A proxy allows a member who cannot attend a meeting to designate another person to cast their vote, helping the association achieve quorum and enabling broader participation.

  5. The reserve fund of a community association is used for:

    Answer: Funding the long-term replacement of major common area components such as roofs, pavement, and pools

    The reserve fund is a separate savings account used to fund the predictable replacement of major capital components when they reach the end of their useful lives.

  6. A board member who has a personal financial interest in a matter being voted on should:

    Answer: Disclose the interest and recuse themselves from the vote

    Board members with a personal financial interest in a matter must disclose the conflict and abstain from voting to uphold their fiduciary duty and protect the association from self-dealing claims.

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Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

  1. camicb.org — Eligibility, exam format, retake fee · verified Oct 2026
  2. camicb.org — Test delivery, fees, passing score · verified Oct 2026