CIPA Client Education & Protection Strategies 5

Question 1

Which type of identity theft involves a criminal using a victim's identity specifically to evade law enforcement or criminal charges?

Accepted Answer

Criminal identity theft

Answer

Criminal identity theft occurs when someone provides another person's identifying information to police during arrest or investigation, creating a false criminal record for the victim.

Question 2

A client asks about 'SIM swapping.' What should an advisor explain?

Accepted Answer

A fraud where attackers convince a carrier to transfer a victim's number to a criminal's SIM

Answer

SIM swapping is a social engineering attack where fraudsters impersonate a victim to a mobile carrier, redirecting calls and texts — including MFA codes — to the attacker's device.

Question 3

When advising clients on social media privacy, which practice MOST reduces identity theft risk?

Accepted Answer

Setting profiles to private and avoiding posting personal details like full birthdate or address

Answer

Private settings and limiting disclosure of identifying details minimize the personal information available for social engineering or identity reconstruction by bad actors.

Question 4

A CIPA professional helps a client understand 'pretexting.' Which scenario BEST illustrates this tactic?

Accepted Answer

A criminal calling a bank while posing as the account holder to extract account details

Answer

Pretexting is a social engineering technique where an attacker fabricates a scenario (pretext) to manipulate another person into divulging confidential information.

Question 5

Which of the following is the BEST advice for a client who has received a data breach notification from a company?

Accepted Answer

Change passwords for the breached account and any accounts sharing that password, and monitor credit

Answer

Immediately changing credentials and monitoring credit after a breach reduces the window during which stolen data can be exploited.

(CIPA) Certified Identity Protection Advisor Practice Test

(CIPA) Certified Identity Protection Advisor Practice Test

CIPA Client Education & Protection Strategies 5