CIPA Identity Theft Risk Assessment & Prevention

Question 1

What is the first step in assessing identity theft risk?

Accepted Answer

Identifying personal data and its exposure

Answer

Encrypting sensitive files

Answer

Contacting a credit agency

Answer

Reporting to the police immediately

Question 2

Which of the following is a common method used by identity thieves?

Accepted Answer

Sending phishing emails

Answer

Monitoring social media

Answer

Installing antivirus software

Answer

Updating passwords regularly

Question 3

What is an effective prevention strategy for identity theft?

Accepted Answer

Using complex and unique passwords

Answer

Sharing passwords with family

Answer

Using the same password for all accounts

Answer

Writing passwords on a notepad

Question 4

Which regulation helps protect consumer identity in the U.S.?

Accepted Answer

FCRA

Answer

GDPR

Answer

HIPAA

Answer

FERPA

Question 5

How can individuals detect identity theft early?

Accepted Answer

Reviewing monthly credit reports

Answer

Ignoring emails from credit bureaus

Answer

Checking social media regularly

Answer

Using free Wi-Fi at public places

Question 6

Which type of data is most commonly targeted in identity theft?

Accepted Answer

Social Security Number

Answer

Driver’s license number

Answer

Library card number

Answer

Gym membership ID

Question 7

Which practice can reduce the risk of digital identity theft?

Accepted Answer

Using two-factor authentication

Answer

Sharing login credentials

Answer

Disabling security software

Answer

Using public Wi-Fi to access bank accounts

Question 8

What should you do if you suspect identity theft?

Accepted Answer

File a report with the FTC

Answer

Ignore the issue

Answer

Wait for the bank to contact you

Answer

Delete suspicious emails

Question 9

Why is identity theft prevention important for organizations?

Accepted Answer

To protect customer trust and meet compliance

Answer

To increase customer data sharing

Answer

To reduce employee responsibility

Answer

To make access to data easier