CHMS CHMS Funding & Grant Management 2

Question 1

What is the primary purpose of the Flood Mitigation Assistance (FMA) grant program?

Accepted Answer

Funding projects that reduce or eliminate the long-term risk of flood damage to structures insured under NFIP

Answer

FMA funds mitigation projects specifically targeting NFIP-insured properties to reduce repetitive flood losses and lower program costs.

Question 2

Under HMGP, which project type generally receives the highest priority for federal funding?

Accepted Answer

Property acquisition (buyouts) in hazard-prone areas

Answer

Property acquisition permanently removes structures from hazard-prone areas, eliminating future losses and is among FEMA's most cost-effective mitigation investments.

Question 3

What is the maximum HMGP funding available to a state following a major disaster declaration?

Accepted Answer

Up to 15% of total federal disaster assistance estimated for the disaster

Answer

HMGP funding is calculated as up to 15% of the total federal assistance estimate for the disaster (20% for Enhanced Mitigation Plan states).

Question 4

What qualifies a state for the enhanced 20% HMGP funding level instead of the standard 15%?

Accepted Answer

Having a FEMA-approved Enhanced State Hazard Mitigation Plan

Answer

States with FEMA-approved Enhanced State Hazard Mitigation Plans qualify for the higher 20% HMGP cap, incentivizing stronger planning efforts.

Question 5

Which federal law authorizes FEMA's Hazard Mitigation Grant Program?

Accepted Answer

Robert T. Stafford Disaster Relief and Emergency Assistance Act

Answer

The Stafford Act (Section 404) is the primary federal law authorizing HMGP and establishing FEMA's authority to provide disaster assistance.

CHMS - Certified Hazard Mitigation Specialist Practice Test

CHMS - Certified Hazard Mitigation Specialist Practice Test

CHMS CHMS Funding & Grant Management 2