CFS Regulatory Compliance & Legal Framework 2

Question 1

Under the National Flood Insurance Program (NFIP), what is the minimum freeboard requirement above Base Flood Elevation (BFE) for new residential construction in a standard participating community?

Accepted Answer

No freeboard is federally required; communities may adopt their own

Answer

FEMA's minimum NFIP standards do not mandate freeboard; communities may voluntarily adopt freeboard requirements above the federal baseline.

Question 2

Which federal statute establishes the legal foundation for the National Flood Insurance Program?

Accepted Answer

National Flood Insurance Act of 1968

Answer

The National Flood Insurance Act of 1968 created the NFIP and authorized the federal government to make flood insurance available.

Question 3

A community receives a Letter of Map Revision (LOMR) effective date notification. Under 44 CFR, within how many days must the community adopt required floodplain management ordinance amendments to remain in compliance?

Accepted Answer

90 days

Answer

Communities must adopt and submit ordinance amendments within 6 months — wait, actually per 44 CFR §60.3, communities must comply within the timeframe specified in the FIRM effective date notice, typically requiring adoption before the FIRM effective date. The standard compliance window is 6 months from notification. Under 44 CFR §60.3, the community must adopt revised ordinances by the effective date of the new FIRM, and FEMA provides at least 6 months notice before that date.

Question 4

What action does FEMA take when a community is placed on probation under the NFIP?

Accepted Answer

A $50 surcharge is added to all flood insurance policies in the community

Answer

During NFIP probation, a $50 surcharge is added to each flood insurance policy in the community as a penalty for non-compliance.

Question 5

Under NFIP regulations, the term 'substantial improvement' is triggered when renovation costs exceed what percentage of a structure's pre-improvement market value?

Accepted Answer

50%

Answer

Substantial improvement occurs when the cost of improvement equals or exceeds 50% of the structure's pre-improvement market value, requiring the structure to meet current floodplain standards.

(CFS) Certified Floodplain Surveyor Practice Test

(CFS) Certified Floodplain Surveyor Practice Test

CFS Regulatory Compliance & Legal Framework 2