CFP Board's Code of Ethics requires CFP® professionals to act with 'integrity.' Which action MOST clearly violates this principle?
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A
Recommending a product that earns a commission when it is also in the client's best interest and fully disclosed
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B
Omitting a material risk in a client presentation because the planner believes the client would find it confusing
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C
Declining to take on a client whose financial situation is beyond the planner's expertise
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D
Charging a higher fee to a high-net-worth client than to a lower-income client