CFM CFM Floodplain Development & Permitting 1

Question 1

Under the NFIP, what threshold defines 'substantial improvement' to a structure in a Special Flood Hazard Area?

Accepted Answer

50% of market value

Answer

Substantial improvement means any reconstruction, rehabilitation, or improvement whose cost equals or exceeds 50% of the structure's pre-improvement market value.

Question 2

Which document must a floodplain administrator issue before any development occurs within a Special Flood Hazard Area?

Accepted Answer

Floodplain Development Permit

Answer

A Floodplain Development Permit must be issued by the local floodplain administrator prior to any development activity within an SFHA.

Question 3

A community grants a variance to allow construction below the Base Flood Elevation. What notice must be provided to the applicant?

Accepted Answer

Written notice that the structure will be subject to increased flood insurance premiums

Answer

NFIP regulations require that applicants receiving variances be notified in writing that flood insurance premiums will be substantially increased for structures built below BFE.

Question 4

What is the primary criterion for granting a variance from NFIP floodplain management standards?

Accepted Answer

Unique hardship due to the physical characteristics of the property

Answer

Variances may be granted when a property has unique physical characteristics that make strict compliance an exceptional hardship, not merely economic inconvenience.

Question 5

Which of the following is NOT considered 'development' under NFIP definitions?

Accepted Answer

Routine lawn mowing and landscaping maintenance

Answer

Routine maintenance such as mowing does not constitute development; development includes any manmade change to improved or unimproved real estate including grading, filling, and construction.

CFM - Certified Floodplain Manager Practice Test

CFM - Certified Floodplain Manager Practice Test

CFM CFM Floodplain Development & Permitting 1