CBP Study Guide 2026
Everything you need to pass the CBP exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 CBP Exam Format at a Glance
📚 CBP Topics to Study (21)
✍️ Sample CBP Questions & Answers
1. Which document must employers provide to employees describing the summary of benefits and coverage under a health plan?
The ACA requires insurers and plan administrators to provide an SBC — a standardized, plain-language summary of plan benefits and coverage — to enrollees.
2. An HRA (Health Reimbursement Arrangement) is funded exclusively by:
HRAs are employer-funded accounts used to reimburse employees for qualified medical expenses; employees cannot contribute to an HRA.
3. When aligning benefits strategy with total rewards strategy, which business objective is benefits design most directly intended to support?
Benefits strategy is fundamentally aligned with the talent management objective of attracting top candidates, retaining valued employees, and driving engagement and productivity.
4. In a defined benefit pension plan, the retirement benefit is based primarily on:
Defined benefit plans promise a specific monthly benefit at retirement calculated using a formula that typically considers years of service and final average salary.
5. When communicating a benefits plan change that reduces coverage, best practice requires the employer to:
Early, transparent communication with clear rationale helps maintain trust and gives employees time to adjust their plan elections or personal finances accordingly.
6. An employer notices that 60% of employees re-enroll in the same plan each year without reviewing their options. What communication strategy would BEST address this passive enrollment behavior?
Requiring active elections each year forces employees to consciously review and confirm their benefit selections, reducing passive default behavior and improving plan fit.