CEC Privacy and Security Standards 4

Question 1

What is the primary purpose of a Notice of Privacy Practices (NPP) in healthcare enrollment?

Accepted Answer

To inform individuals how their health information may be used and disclosed

Answer

An NPP informs individuals of their privacy rights and how covered entities may use or disclose their protected health information.

Question 2

Multi-factor authentication (MFA) in enrollment systems provides security by:

Accepted Answer

Verifying identity using two or more independent credentials

Answer

MFA requires users to provide two or more verification factors, significantly reducing the risk of unauthorized account access.

Question 3

An applicant's income information collected for APTC eligibility may NOT be shared with:

Accepted Answer

A commercial lender without the applicant's consent

Answer

Income data collected for Marketplace eligibility determinations cannot be shared with commercial lenders, as that falls outside the permitted uses of enrollment data.

Question 4

Which of the following actions violates the principle of 'data minimization' during enrollment?

Accepted Answer

Recording an applicant's favorite hobbies for a future marketing campaign

Answer

Data minimization requires collecting only what is necessary for the specific purpose; collecting personal data for marketing violates this principle.

Question 5

A counselor's work laptop is stolen. What is the FIRST step the counselor should take?

Accepted Answer

Report the theft to their supervisor and IT/security team promptly

Answer

Immediately reporting device theft allows the security team to remotely wipe the device and begin breach assessment procedures.

(CEC) Certified Enrollment Counselor Practice Test

(CEC) Certified Enrollment Counselor Practice Test

CEC Privacy and Security Standards 4