Social Security & Government Benefits in Divorce Flashcards
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Read the first 7 Social Security & Government Benefits in Divorce flashcards as text
To qualify for Social Security benefits on an ex-spouse's record, how long must the marriage have lasted?
Answer: 10 years
The SSA requires the marriage to have lasted at least 10 years for a divorced spouse to claim benefits on the ex-spouse's record.
What is the maximum Social Security divorced spouse benefit as a percentage of the ex-spouse's full retirement benefit?
Answer: 50%
A divorced spouse can receive up to 50% of the ex-spouse's full retirement benefit when claimed at the divorced spouse's own full retirement age.
If the ex-spouse has not yet filed for Social Security, how long must the divorce have been final before the divorced spouse can independently claim benefits?
Answer: 2 years
If the ex-spouse has not filed for benefits, the divorced spouse must have been divorced for at least 2 years before claiming independently.
How does a divorced spouse collecting benefits on an ex-spouse's Social Security record affect the ex-spouse's own benefit?
Answer: Does not affect it at all
Social Security benefits paid to a divorced spouse do not reduce or affect the ex-spouse's own benefit in any way.
At what age can a divorced spouse first receive reduced Social Security benefits based on an ex-spouse's record?
Answer: 62
A divorced spouse can begin receiving reduced benefits as early as age 62, with the amount reduced for each month claimed before full retirement age.
If a divorced spouse remarries, what generally happens to their eligibility for Social Security benefits on the former spouse's record?
Answer: Eligibility is terminated
Remarriage generally terminates a divorced spouse's eligibility to collect benefits on the former spouse's Social Security record.
Which of the following is NOT a requirement for a divorced spouse to collect Social Security on an ex-spouse's record?
Answer: The ex-spouse must have filed for their own benefits
After a 2-year post-divorce waiting period, a divorced spouse can claim independently even if the ex-spouse has not yet filed, so ex-spouse filing is not required.