Capital One Assessment Test Capital One Numerical 3

Question 1

A company's net income rose from $18.5M to $23.125M. By what percentage did net income increase?

Accepted Answer

25%

Answer

Increase = ($23.125M − $18.5M) / $18.5M = $4.625M / $18.5M = 0.25 = 25%.

Question 2

A customer's credit utilization ratio is 35% on a $12,000 credit limit. What is the current balance?

Accepted Answer

$4,200

Answer

Balance = $12,000 × 0.35 = $4,200.

Question 3

A data table shows defaults: Year 1=240, Year 2=192, Year 3=154. If the pattern of reduction continues, how many defaults would occur in Year 4?

Accepted Answer

123

Answer

Year 1→2: −48 (20%), Year 2→3: −38 (≈20%); Year 3 × 0.80 = 154 × 0.80 ≈ 123.

Question 4

A bank processes 4,500 transactions per hour. At this rate, how many transactions does it process in 2.5 hours?

Accepted Answer

11,250

Answer

4,500 × 2.5 = 11,250 transactions.

Question 5

A loan of $15,000 is split between two rates: $10,000 at 5% and $5,000 at 8%. What is the blended annual interest?

Accepted Answer

$900

Answer

Interest on $10k = $500; interest on $5k = $400; total = $500 + $400 = $900.

Capital One Assessment Test Practice Test