CAM Regulatory Framework and Compliance 3

Question 1

The Fair Credit Reporting Act (FCRA) requires property managers to provide an 'adverse action notice' when:

Accepted Answer

An applicant is denied based on a consumer credit report

Answer

FCRA requires an adverse action notice when a consumer report is used as a basis for denying housing, identifying the reporting agency used.

Question 2

Under the Violence Against Women Act (VAWA), a housing provider must:

Accepted Answer

Not evict a tenant solely because they are a victim of domestic violence

Answer

VAWA protects tenants from eviction or denial of housing solely on the basis of their status as a victim of domestic violence, dating violence, sexual assault, or stalking.

Question 3

A property manager who uses a criminal background screening policy that automatically rejects all applicants with any arrest record is most likely violating:

Accepted Answer

HUD's guidance on criminal history and fair housing

Answer

HUD guidance warns that blanket exclusions based on arrest records may violate the FHA because arrests do not indicate guilt and disproportionately impact protected classes.

Question 4

Which federal law governs the handling of tenant security deposits in federally subsidized housing?

Accepted Answer

State landlord-tenant statutes govern, not federal law

Answer

Security deposit rules are primarily governed by state landlord-tenant statutes; there is no single federal law that universally governs deposits.

Question 5

The 'housing for older persons' exemption under the FHA (55+ communities) requires that at least what percentage of occupied units have a resident 55 or older?

Accepted Answer

80%

Answer

For the 55+ housing exemption to apply, at least 80% of occupied units must have at least one resident aged 55 or older.

(CAM) Certified Apartment Manager Practice Test

(CAM) Certified Apartment Manager Practice Test

CAM Regulatory Framework and Compliance 3