An adjuster is estimating a damaged hood that requires replacement. The database shows an OEM part is available, but an aftermarket equivalent costs 40% less. What consideration applies?
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A
Always use the cheapest available part regardless of quality
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B
Policy terms, state regulations, and part quality must all be considered before selecting aftermarket parts
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C
Aftermarket parts are never acceptable in insurance repairs
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D
The shop owner decides which part to use without adjuster input