VIP Exclusive
CAIA Certified Automotive Insurance Adjuster VIP Practice Exam
CAIA — The Certified Automotive Insurance Adjuster (CAIA) designation is an industry-recognized credential for auto claims professionals covering vehicle damage assessment, coverage interpretation, total loss analysis, and claims handling compliance; no single universal standardized exam body governs it nationally, so this is a comprehensive original practice set reflecting core competency areas tested by major carriers and third-party certification programs.
29
Questions
90m
Time Limit
70.00%
To Pass
Question 1 of 29👑 VIP
A 2019 sedan sustains front-end damage after a collision. The repair estimate is $9,200. Your CCC ONE valuation shows the vehicle's actual cash value (ACV) is $11,500. The insured's policy has a $1,000 collision deductible. Your state uses an 80% total loss threshold. Which of the following correctly describes the claims outcome?
Questions 2–29 and full explanations are VIP-exclusive.