Mr.
Lim applies for a life insurance policy through a tied agent of ABC Insurance.
He verbally discloses a history of heart palpitations to the agent.
The agent, believing it to be minor, negligently omits this information from the proposal form which Mr.
Lim then signs.
Two years later, Mr.
Lim passes away due to a heart attack.
Upon discovering the undisclosed condition, ABC Insurance attempts to void the policy.
What is the most likely legal outcome based on the law of agency in Singapore?
