Read the passage and answer the question.
"Hypothermia occurs when the body loses heat faster than it can produce it, causing a dangerously low body temperature.
Normal body temperature is about 98.6°F (37°C).
With hypothermia, core body temperature drops below 95°F (35°C).
When this occurs, your heart, nervous system, and other organs can't work normally."
According to the passage, hypothermia occurs when: