AR DMV AR DMV Insurance and Financial Responsibility

Question 1

What is the minimum liability insurance required for a passenger vehicle in Arkansas?

Accepted Answer

25/50/25

Answer

Arkansas requires minimum liability coverage of $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage (25/50/25).

Question 2

What does Arkansas's mandatory insurance law require drivers to carry in their vehicle?

Accepted Answer

Proof of insurance at all times

Answer

Arkansas law requires drivers to carry proof of current liability insurance and present it upon request by law enforcement.

Question 3

What happens to your Arkansas vehicle registration if you allow your insurance to lapse?

Accepted Answer

Your registration may be suspended by the AR DMV

Answer

The AR DMV can suspend your vehicle registration when it receives notice that your insurance has lapsed or been cancelled.

Question 4

Which of the following satisfies the financial responsibility requirement in Arkansas besides insurance?

Accepted Answer

A surety bond of at least $75,000 filed with the state

Answer

Arkansas accepts a surety bond of at least $75,000 filed with the State Treasurer as an alternative to standard liability insurance.

Question 5

What is the penalty for a first offense of driving without insurance in Arkansas?

Accepted Answer

Fine up to $1,000 and/or up to 1 year in jail

Answer

A first offense of driving uninsured in Arkansas is a misdemeanor punishable by a fine up to $1,000 and/or up to one year in jail.

(AR DMV) Arkansas Department of Motor Vehicle Practice Test

(AR DMV) Arkansas Department of Motor Vehicle Practice Test

AR DMV AR DMV Insurance and Financial Responsibility