AR DMV AR DMV Insurance and Financial Responsibility

Question 1

What is the minimum liability insurance required for a passenger vehicle in Arkansas?

Accepted Answer

25/50/25

Answer

15/30/10

Answer

50/100/50

Answer

100/300/100

Question 2

What does Arkansas's mandatory insurance law require drivers to carry in their vehicle?

Accepted Answer

Proof of insurance at all times

Answer

Only a copy of the vehicle title

Answer

The original insurance policy document

Answer

A bond certificate

Question 3

What happens to your Arkansas vehicle registration if you allow your insurance to lapse?

Accepted Answer

Your registration may be suspended by the AR DMV

Answer

Nothing until you are stopped by police

Answer

You receive a warning letter only

Answer

Your license plates are automatically voided

Question 4

Which of the following satisfies the financial responsibility requirement in Arkansas besides insurance?

Accepted Answer

A surety bond of at least $75,000 filed with the state

Answer

A signed waiver from the vehicle lien holder

Answer

A letter from an employer

Answer

A notarized declaration of net worth

Question 5

What is the penalty for a first offense of driving without insurance in Arkansas?

Accepted Answer

Fine up to $1,000 and/or up to 1 year in jail

Answer

Warning and 30-day grace period

Answer

Automatic 6-month license suspension only

Answer

$250 fine, no other penalty

Question 6

In Arkansas, what does 'uninsured motorist coverage' protect you from?

Accepted Answer

Injuries and damages caused by a driver who has no insurance

Answer

Damage you cause to others

Answer

Damage to your vehicle from weather events

Answer

Medical costs for your passengers only