ALTA Study Guide 2026
Everything you need to pass the ALTA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.
📋 ALTA Exam Format at a Glance
📚 ALTA Topics to Study (21)
✍️ Sample ALTA Questions & Answers
1. When a lender requires an ALTA/NSPS survey for a commercial loan, the survey is typically certified to which parties?
ALTA/NSPS surveys are customarily certified to the buyer/borrower, the lender, and the title insurance company so all parties relying on the survey have standing.
2. Title to a land gives the owner what rights?
Explanation: Title to land grants the owner the right to enter upon, possess, occupy, use, control, and enjoy the land, encompassing a comprehensive set of rights related to land ownership.
3. What is 'title plant' in the context of title risk management?
A title plant is a private repository of indexed title records maintained by a title company or agency that enables faster and more accurate title searches to reduce risk.
4. If a seller has an existing mortgage that must be paid off at closing, this obligation would appear in the commitment as:
An outstanding mortgage that must be satisfied before the policy can issue is listed as a requirement in Schedule B-I because it must be cleared to convey clear title.
5. In ALTA, what is the relationship between standards and advanced concepts?
Professional standards establish the framework, benchmarks, and expectations that guide practice, ensuring consistency, quality, and accountability.
6. What Table A item covers the location of observed utilities on an ALTA/NSPS survey?
Table A Item 11 addresses the location of utilities observed during the survey, including those evidenced by above-ground features.