ALTA Study Guide 2026

Everything you need to pass the ALTA exam in one place: the exam format, every topic to study, real practice questions with explanations, flashcards, and full-length practice tests. Free, no sign-up needed.

ALTA exam key facts

The ALTA National Title Professional (NTP) designation application carries a non-refundable application fee of $210. Source
The ALTA NTP designation is good for three years and expires on December 31 of the third year following the year of designation. Source

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📋 ALTA Exam Format at a Glance

100

Questions

120 min

Time Limit

70.00%

Passing Score

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📚 ALTA Topics to Study (19)

Industry Standards and Principles · 11 cards Title Insurance Practices · 11 cards Title Commitment · 7 cards Advanced Concepts · 6 cards ALTA Risk Management · 6 cards ALTA Risk Management · 6 cards ALTA Risk Management · 6 cards ALTA Survey Standards · 6 cards ALTA Survey Standards · 6 cards ALTA Survey Standards · 6 cards Closing Procedures · 6 cards Escrow Management · 6 cards Lien Priority · 6 cards Policy Endorsements · 6 cards Real Estate Transactions · 6 cards Recording Procedures · 6 cards Regulatory Compliance · 6 cards Title Search · 6 cards Underwriting Standards · 6 cards

✍️ Sample ALTA Questions & Answers

1. When a lender requires an ALTA/NSPS survey for a commercial loan, the survey is typically certified to which parties?

✓ The lender, the borrower, and the title insurance company

ALTA/NSPS surveys are customarily certified to the buyer/borrower, the lender, and the title insurance company so all parties relying on the survey have standing.

2. Title to a land gives the owner what rights?

✓ All of the above.

Explanation: Title to land grants the owner the right to enter upon, possess, occupy, use, control, and enjoy the land, encompassing a comprehensive set of rights related to land ownership.

3. What is 'title plant' in the context of title risk management?

✓ A repository of title records maintained by a title company for efficient searching

A title plant is a private repository of indexed title records maintained by a title company or agency that enables faster and more accurate title searches to reduce risk.

4. In ALTA, what is the relationship between standards and advanced concepts?

✓ Standards provide the framework and benchmarks that guide professional practice

Professional standards establish the framework, benchmarks, and expectations that guide practice, ensuring consistency, quality, and accountability.

5. What Table A item covers the location of observed utilities on an ALTA/NSPS survey?

✓ Table A Item 11

Table A Item 11 addresses the location of utilities observed during the survey, including those evidenced by above-ground features.

6. A standard ALTA title commitment is organized into how many main schedules?

✓ Three schedules: Schedule A, Schedule B-I, and Schedule B-II

A standard ALTA title commitment is divided into Schedule A (transaction details), Schedule B-I (requirements), and Schedule B-II (exceptions to coverage).

🎯 Free ALTA Practice Tests

Industry Standards and Principles · 11 questions Title Insurance Practices · 11 questions Title Commitment · 7 questions Policy Endorsements · 6 questions Escrow Management · 6 questions Underwriting Standards · 6 questions Regulatory Compliance · 6 questions ALTA Survey Standards · 6 questions Title Search · 6 questions ALTA Survey Standards · 6 questions

📖 ALTA Guides & Articles

Your ALTA Study Path

1. Learn with Flashcards → 2. Drill Practice Tests → 3. Take the Full Exam Simulation

🃏 ALTA Flashcards (125)🏆 ALTA Exam Simulation

What Practice Test Geeks adds beyond an AI chat for ALTA

An AI chatbot can quiz you, but it can't reproduce the exam conditions or keep your record. Here you get:

A timed, full-length ALTA mock exam — 100 questions in 120 minutes with a 70% pass mark, modeled on the official exam's question count and time limit, followed by a score report broken down by exam domain.
A fixed ALTA question bank: the same test every attempt, so your score is comparable from one try to the next instead of changing with every regenerated quiz.
Progress saved on your device: completed tests, scores and missed questions stay in My Progress, so you can retake only what you got wrong.
A printable ALTA cheat sheet you can print or save as a PDF.
ALTA flashcards built from the same question bank.
Free ALTA practice tests with the correct answer shown after each question.

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How this page was made: written with AI tools and published by Nathan Beja, founder of Practice Test Geeks, who is responsible for its content. Exam facts are checked against the official sources listed below. Not reviewed by a subject-matter expert. Editorial policy

Sources & references

Exam facts on this page (fees, format, dates, passing scores) are checked against these official sources; the date is our last check. Editorial policy

alta.org — Eligibility, fees, registration deadline, score validity, renewal · verified Nov 2026