AHIP Medicare Basics and Eligibility 1

Question 1

At what age are most Americans first eligible to enroll in Medicare?

Accepted Answer

65

Answer

Most Americans become eligible for Medicare at age 65.

Question 2

Which Medicare part covers inpatient hospital stays and skilled nursing facility care?

Accepted Answer

Part A

Answer

Medicare Part A is hospital insurance that covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.

Question 3

What is the standard enrollment period for Medicare when a person turns 65?

Accepted Answer

7-month Initial Enrollment Period

Answer

The Initial Enrollment Period (IEP) is a 7-month window: 3 months before, the month of, and 3 months after the 65th birthday.

Question 4

A person under 65 may qualify for Medicare if they have received Social Security Disability Insurance (SSDI) for how long?

Accepted Answer

24 months

Answer

Individuals under 65 who have received SSDI for 24 months automatically become eligible for Medicare.

Question 5

Which of the following conditions automatically qualifies a person for Medicare regardless of age?

Accepted Answer

End-Stage Renal Disease (ESRD)

Answer

End-Stage Renal Disease (ESRD) qualifies a person for Medicare at any age.

AHIP - America's Health Insurance Plans Practice Test