A customer is purchasing a vehicle worth $35,000 with a $5,000 down payment. Their auto insurance has a $1,000 deductible. Which FNA finding most supports recommending GAP insurance?
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A
The vehicle is used rather than new
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B
The loan amount significantly exceeds the vehicle's depreciated value in early months
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C
The customer has a long credit history
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D
The interest rate on the loan is low