Policies & Regulations Flashcards
6 cards from real ACA practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.
Read the first 6 Policies & Regulations flashcards as text
What is the primary purpose of the Affordable Care Act (ACA)?
Answer: To expand healthcare access and reduce costs
The ACA was designed to expand healthcare coverage, improve quality, and reduce costs for individuals and businesses.
Which provision of the ACA prohibits insurance companies from denying coverage based on pre-existing conditions?
Answer: Guaranteed Issue Provision
The ACA includes a provision that ensures individuals with pre-existing conditions cannot be denied health coverage.
What is the purpose of the Individual Mandate under the ACA?
Answer: To encourage universal health insurance coverage
The Individual Mandate required most Americans to have health insurance or pay a penalty to encourage broader participation and reduce costs.
Which population benefits most from Medicaid expansion under the ACA?
Answer: Low-income adults under age 65
Medicaid expansion under the ACA extends coverage to low-income adults who previously did not qualify for Medicaid.
What is a key requirement for employers under the ACA?
Answer: Large employers must offer health insurance to full-time employees
The ACA’s Employer Mandate requires large employers to provide health insurance to full-time employees or face penalties.
How does the ACA improve preventive care?
Answer: By requiring plans to cover preventive services at no cost
The ACA mandates that health insurance plans cover preventive services without cost-sharing, making preventive care more accessible.