Accident Lawyer Tips Common Mistakes to Avoid After an Accident 2

Question 1

What is the risk of exaggerating injuries in an accident claim?

Accepted Answer

Exaggeration constitutes insurance fraud, a crime that can result in prosecution and claim denial

Answer

Insurance fraud is a serious criminal offense that can result in denial of your legitimate claim, civil liability, and criminal prosecution.

Question 2

Why is it a mistake to sign a medical records release to the opposing insurer without legal review?

Accepted Answer

A broad release could give the insurer access to unrelated pre-existing conditions used to minimize your claim

Answer

Overly broad medical releases allow insurers to access your entire medical history looking for pre-existing conditions to use against you.

Question 3

What is the mistake of not reporting the accident to your own insurance company?

Accepted Answer

You may violate your policy's cooperation clause, jeopardizing coverage

Answer

Most policies require prompt notification of accidents, and failure to report can be grounds for denying coverage under the cooperation clause.

Question 4

Why is it dangerous to trust verbal promises from the other driver or their insurer?

Accepted Answer

Verbal promises have no legal enforceability and are routinely broken

Answer

Verbal commitments are unenforceable and easily denied; only written settlement agreements create binding legal obligations.

Question 5

What is the mistake of not following your doctor's treatment plan after an accident?

Accepted Answer

It can be used to argue that your injuries were not serious and reduces your recoverable damages

Answer

Non-compliance with prescribed treatment undermines your claimed injury severity and triggers the duty-to-mitigate defense against full recovery.

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